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American Express

Blue Business Plus Credit Card

BusinessNo Annual FeeFlat-Rate RewardsIntro OfferExcellent Credit

Key Features

Annual Fee$0.00
Sign-up Bonus15,000 Membership Rewards Points
Rewards Rate1x-2x Points
Intro APR0% introductory APR on purchases for 12 months from the date of account opening.
Regular APR
After that, your APR will be a variable rate, 16.74% - 26.74%.
NetworkAmerican Express
Best for those with
Good Credit

About this card

Overall Rating

Pros & Cons

What's great

  • No annual fee
  • Intro APR period
  • Generous sign-up bonus
  • High rewards rate

Things to consider

  • High regular APR
  • Limited rewards categories

What this card offers

Sign-up bonuses

  • Earn 15,000 Membership Rewards Points after you spend $3,000 in purchases on your Card in your first 3 months of Card Membership.

Rewards

  • 2X POINTS On Purchases up to $50,000 per calendar year
  • 1X POINTS On Purchases Thereafter

Other features

  • Option to spend above your credit limit with Expanded Buying Power
  • Enjoy flexible spending power, when your business needs it. Expanded Buying Power gives you the freedom to spend above your credit limit and get business done. The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.

Additional Notes

American Express can be accepted at 99% of places in the US that accept credit cards.3 3Based on the Feb 2024 Nilson Report.

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