Privacy Policy

1. Introduction

CreditMinds ("we", "us", or "our") operates creditminds.com (the "Site"). This Privacy Policy explains what information we collect when you visit the Site, how we use it, and the choices you have. By using the Site you agree to this policy.

2. Information We Collect

Usage data. We automatically collect information your browser sends when you visit the Site — such as your IP address, browser type, pages visited, and referring URL. This data is used for analytics and site performance.

Cookies. We use cookies and similar tracking technologies to understand how visitors use the Site and to improve your experience. You can instruct your browser to refuse all cookies, though some parts of the Site may not function correctly as a result.

Information you provide. If you contact us or sign up for any future features, we collect the information you voluntarily submit (e.g. name, email address).

3. How We Use Your Information

We use the information we collect to:

• Operate and improve the Site
• Understand how visitors navigate our content
• Respond to inquiries and support requests
• Comply with legal obligations

We do not sell your personal information to third parties. We may share anonymised, aggregated usage data with analytics providers.

4. Third-Party Links and Advertisers

The Site contains links to credit card issuer websites and affiliate partner pages. When you click those links, you leave our Site and are subject to the privacy policies of the destination site. We are not responsible for the privacy practices of third parties.

We participate in affiliate programmes. Issuers and advertising networks may place cookies on your browser when you click links. Please review our Advertiser Disclosure for more detail.

5. Data Retention

We retain usage data for as long as necessary to fulfil the purposes described in this policy, unless a longer retention period is required by law.

6. Your Rights

Depending on your location you may have rights to access, correct, or delete personal information we hold about you. To make a request, contact us at the address below. We will respond within 30 days.

7. Children's Privacy

The Site is not directed at children under 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will delete it.

8. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page reflects the most recent revision. Continued use of the Site after changes are posted constitutes acceptance of the updated policy.

9. Contact Us

If you have questions about this Privacy Policy, please contact us at hello@creditminds.com.