Best Cash Back Credit Cards
Cash back credit cards are a smart choice for people who want straightforward rewards. Whether you spend most on groceries, gas, dining, or just want a flat-rate card for everything, there’s a great option for you. The best cards offer strong everyday value, often with no annual fee and flexible redemption options.
Our Picks
Last updated July 29, 2025
Signify Business Cash®
Wells Fargo
| Annual Fee | $0 |
| Rewards Rate | Unlimited 2% cash rewards |
| Sign Up Bonus | $500 Cash Rewards Bonus |
| Network | Mastercard |
Discover it® Cash Back Credit Card
Discover
| Annual Fee | $0 |
| Rewards Rate | 5% Cash Back |
| Sign Up Bonus | Cash back match, first year |
| Network | Discover |
Discover it® Student Cash Back
Discover
| Annual Fee | $0 |
| Rewards Rate | 5% cash back on everyday purchases |
| Sign Up Bonus | Unlimited dollar-for-dollar cash back match |
| Network | Discover |
Chase Freedom Flex Credit Card
Chase
| Annual Fee | $0 |
| Rewards Rate | 1%-5% Cash Back |
| Sign Up Bonus | $200 bonus |
| Network | Mastercard |
Ink Business Cash® Credit Card
Chase
| Annual Fee | $0 |
| Rewards Rate | 1%-5% Cash Back |
| Sign Up Bonus | $750 bonus cash back |
Chase Sapphire Preferred® Credit Card
Chase
| Annual Fee | $95 |
| Rewards Rate | 1x-5x points |
| Sign Up Bonus | 75,000 bonus points |
Wells Fargo Active Cash® Credit Card
Wells Fargo
| Annual Fee | $0 |
| Rewards Rate | 2% Cash Back |
| Sign Up Bonus | $200 cash rewards bonus |
| Network | Visa |
Amazon Business Prime Card
American Express
| Annual Fee | $0 |
| Rewards Rate | 1%-5% back at select locations |
| Sign Up Bonus | $125 Amazon Gift Card |
| Network | American Express |
Blue Cash Preferred® Card
American Express
| Annual Fee | $95 |
| Rewards Rate | 1%-6% Cash Back |
| Sign Up Bonus | $250 Back |
| Network | American Express |
Chase Freedom Unlimited® Credit Card
Chase
| Annual Fee | $0 |
| Rewards Rate | 1.5% - 5% Cash Back |
| Sign Up Bonus | $200 bonus |