Best Credit Cards with Sign-Up Bonuses
Sign-up bonuses can add hundreds of dollars in value to a new credit card — often just for meeting a spending minimum in the first few months. The best sign-up bonus cards offer big rewards with relatively easy requirements and often pair them with strong ongoing rewards. Whether you want cash back, points, or miles, these cards deliver a serious head start.
Our Picks
Last updated July 29, 2025
IHG One Rewards Premier Credit Card
Chase
| Annual Fee | $99 |
| Rewards Rate | Up to 26X Points |
| Sign Up Bonus | Up to 185,000 Bonus Points |
| Network | Mastercard |
Disney® Inspire Visa® Card
Chase
| Annual Fee | $149 |
| Rewards Rate | 1%-10% rewards |
| Sign Up Bonus | $300 Disney Gift Card |
| Network | Visa |
Ink Business Cash® Credit Card
Chase
| Annual Fee | $0 |
| Rewards Rate | 1%-5% cash back |
| Sign Up Bonus | $750 bonus cash back |
Atmos Rewards Ascent Visa Signature
Bank of America
| Annual Fee | $95 |
| Rewards Rate | 1x-3x Points |
| Sign Up Bonus | 80,000 points + 50% flight discount |
| Network | Visa |
United QuestSM Card
Chase
| Annual Fee | $350 |
| Rewards Rate | 1x-10x miles on purchases |
| Sign Up Bonus | Up to 100,000 bonus miles |
| Network | Visa |
Aeroplan® Card
Chase
| Annual Fee | $95 |
| Rewards Rate | 1x-3x points, spend bonus points |
| Sign Up Bonus | 75,000 bonus points |
| Network | Mastercard |
Chase Freedom Flex® Credit Card
Chase
| Annual Fee | $0 |
| Rewards Rate | 1%-5% cash back |
| Sign Up Bonus | $200 cash back bonus |
| Network | Mastercard |
Ink Business Preferred® Credit Card
Chase
| Annual Fee | $95 |
| Rewards Rate | 1x-5x Points |
| Sign Up Bonus | 100,000 bonus points |
IHG One Rewards Premier Business Credit Card
Chase
| Annual Fee | $99 |
| Rewards Rate | Up to 26X Points |
| Sign Up Bonus | 140,000 Bonus Points |
Chase Freedom Unlimited® Credit Card
Chase
| Annual Fee | $0 |
| Rewards Rate | 1.5%-5% cash back. |
| Sign Up Bonus | Earn $200 bonus cash back. |









