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Best Credit Cards with Sign-Up Bonuses

Sign-up bonuses can add hundreds of dollars in value to a new credit card — often just for meeting a spending minimum in the first few months. The best sign-up bonus cards offer big rewards with relatively easy requirements and often pair them with strong ongoing rewards. Whether you want cash back, points, or miles, these cards deliver a serious head start.

Our Picks

Last updated July 29, 2025

Discover it® Cash Back Credit Card

Discover
Annual Fee$0
Rewards Rate5% Cash Back
Sign Up BonusUnlimited Cashback Match
NetworkDiscover
4.1
Apply Now
at Discover's secure site

Ink Business Cash® Credit Card

Chase
Annual Fee$0
Rewards Rate1%-5% Cash Back
Sign Up Bonus$750 bonus cash back
4.1
Apply Now
at Chase's secure site

Discover it® Student Cash Back

Discover
Annual Fee$0
Rewards Rate5% cash back on everyday purchases
Sign Up BonusUnlimited dollar-for-dollar match of cash back
NetworkDiscover
3.7
Apply Now
at Discover's secure site

Chase Freedom Flex® Credit Card

Chase
Annual Fee$0
Rewards Rate1%-5% Cash Back
Sign Up Bonus$200 bonus
NetworkMastercard
4.3
Apply Now
at Chase's secure site

Chase Sapphire Preferred® Credit Card

Chase
Annual Fee$95
Rewards Rate1x-5x points
Sign Up Bonus75,000 bonus points
4.3
Apply Now
at Chase's secure site

Chase Freedom Unlimited® Credit Card

Chase
Annual Fee$0
Rewards Rate1.5%-5% Cash Back
Sign Up Bonus$250 bonus
4.2
Apply Now
at Chase's secure site

Discover it® Student Chrome

Discover
Annual Fee$0
Rewards Rate2% cash back gas and restaurants
Sign Up BonusUnlimited dollar-for-dollar match first year
NetworkDiscover
3.5
Apply Now
at Discover's secure site

NHL® Discover it® Credit Card

Discover
Annual Fee$0
Rewards Rate1%-5% Cash Back
Sign Up BonusUnlimited dollar-for-dollar cash back match
NetworkDiscover
3.5
Apply Now
at Discover's secure site

IHG One Rewards Premier Credit Card

Chase
Annual Fee$99
Rewards Rate1x-26x points
Sign Up Bonus140,000 bonus points
4.0
Apply Now
at Chase's secure site

Signify Business Cash® Card

Wells Fargo
Annual Fee$0
Rewards RateUnlimited 2% cash rewards
Sign Up Bonus$500 cash rewards bonus
NetworkMastercard
3.6
Apply Now
at Wells Fargo's secure site

Resources

Understanding Credit Card Sign-Up Bonuses

Sign-Up Bonus Showdown: Points vs. Cash Back

How to Calculate a Sign-Up Bonus's True Value

7 Smart Ways to Meet a Minimum Spend

Is a Big Sign-Up Bonus Worth the Annual Fee?

Our Methodology

FAQs

Best Credit Cards with Sign-Up Bonuses | Creditminds