Best Credit Cards with Sign-Up Bonuses
Sign-up bonuses can add hundreds of dollars in value to a new credit card — often just for meeting a spending minimum in the first few months. The best sign-up bonus cards offer big rewards with relatively easy requirements and often pair them with strong ongoing rewards. Whether you want cash back, points, or miles, these cards deliver a serious head start.
Our Picks
Last updated July 29, 2025
Discover it Student Cash Back
Discover
| Annual Fee | $0 |
| Rewards Rate | 5% and 1% cash back |
| Sign Up Bonus | Unlimited dollar-for-dollar cash back match |
| Network | Discover |
Discover it® Miles
Discover
| Annual Fee | $0 |
| Rewards Rate | Unlimited 1.5x Miles |
| Sign Up Bonus | Automatic Miles match, no limit. |
| Network | Discover |
Disney® Inspire Visa® Card
Chase
| Annual Fee | $149 |
| Rewards Rate | Earn 1%-10% back |
| Sign Up Bonus | $500 total bonus |
| Network | Visa |
IHG One Rewards Premier Credit Card
Chase
| Annual Fee | $99 |
| Rewards Rate | Up to 26X points |
| Sign Up Bonus | Earn 150,000 bonus points |
Eagle Adapt Credit Card
USAA
| Annual Fee | $0 |
| Rewards Rate | 1%-3% Cash Back |
| Sign Up Bonus | Earn $200 reward bonus |
| Network | Visa |
Wyndham Rewards Earner® Plus Card
Barclays
| Annual Fee | $95 |
| Rewards Rate | 1x-6x Points |
| Sign Up Bonus | Up to 100,000 bonus points |
| Network | Visa |
Discover it Chrome
Discover
| Annual Fee | $0 |
| Rewards Rate | 2% Cash Back, 1% Cash Back |
| Sign Up Bonus | Unlimited Cash Back Match |
| Network | Discover |
Venture Business
Capital One
| Annual Fee | $95 |
| Rewards Rate | 5X travel, 2X miles purchases |
| Sign Up Bonus | 100,000 bonus miles |
United QuestSM Card
Chase
| Annual Fee | $350 |
| Rewards Rate | 1x-10x miles |
| Sign Up Bonus | Up to 70,000 bonus miles |
| Network | Visa |









