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Best Credit Cards with Sign-Up Bonuses

Sign-up bonuses can add hundreds of dollars in value to a new credit card — often just for meeting a spending minimum in the first few months. The best sign-up bonus cards offer big rewards with relatively easy requirements and often pair them with strong ongoing rewards. Whether you want cash back, points, or miles, these cards deliver a serious head start.

Our Picks

Last updated July 29, 2025

Discover it Student Cash Back

Discover
Annual Fee$0
Rewards Rate5% and 1% cash back
Sign Up BonusUnlimited dollar-for-dollar cash back match
NetworkDiscover
4.8
Apply Now
at Discover's secure site

Discover it® Miles

Discover
Annual Fee$0
Rewards RateUnlimited 1.5x Miles
Sign Up BonusAutomatic Miles match, no limit.
NetworkDiscover
4.5
Apply Now
at Discover's secure site

Disney® Inspire Visa® Card

Chase
Annual Fee$149
Rewards RateEarn 1%-10% back
Sign Up Bonus$500 total bonus
NetworkVisa
4.6
Apply Now
at Chase's secure site

Prime Visa

Chase
Annual Fee$0
Rewards Rate1%-5% Cash Back
Sign Up Bonus$150 Amazon Gift Card
NetworkVisa
4.1
Apply Now
at Chase's secure site

IHG One Rewards Premier Credit Card

Chase
Annual Fee$99
Rewards RateUp to 26X points
Sign Up BonusEarn 150,000 bonus points
4.4
Apply Now
at Chase's secure site

Eagle Adapt Credit Card

USAA
Annual Fee$0
Rewards Rate1%-3% Cash Back
Sign Up BonusEarn $200 reward bonus
NetworkVisa
4.7
Apply Now
at USAA's secure site

Wyndham Rewards Earner® Plus Card

Barclays
Annual Fee$95
Rewards Rate1x-6x Points
Sign Up BonusUp to 100,000 bonus points
NetworkVisa
4.3
Apply Now
at Barclays's secure site

Discover it Chrome

Discover
Annual Fee$0
Rewards Rate2% Cash Back, 1% Cash Back
Sign Up BonusUnlimited Cash Back Match
NetworkDiscover
4.3
Apply Now
at Discover's secure site

Venture Business

Capital One
Annual Fee$95
Rewards Rate5X travel, 2X miles purchases
Sign Up Bonus100,000 bonus miles
4.3
Apply Now
at Capital One's secure site

United QuestSM Card

Chase
Annual Fee$350
Rewards Rate1x-10x miles
Sign Up BonusUp to 70,000 bonus miles
NetworkVisa
4.0
Apply Now
at Chase's secure site

Resources

Understanding Credit Card Sign-Up Bonuses

Sign-Up Bonus Showdown: Points vs. Cash Back

How to Calculate a Sign-Up Bonus's True Value

7 Smart Ways to Meet a Minimum Spend

Is a Big Sign-Up Bonus Worth the Annual Fee?

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