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Best Credit Cards with Sign-Up Bonuses

Sign-up bonuses can add hundreds of dollars in value to a new credit card — often just for meeting a spending minimum in the first few months. The best sign-up bonus cards offer big rewards with relatively easy requirements and often pair them with strong ongoing rewards. Whether you want cash back, points, or miles, these cards deliver a serious head start.

Our Picks

Last updated July 29, 2025

IHG One Rewards Premier Credit Card

Chase
Annual Fee$99
Rewards RateUp to 26X Points
Sign Up BonusUp to 185,000 Bonus Points
NetworkMastercard
4.4
Apply Now
at Chase's secure site

Disney® Inspire Visa® Card

Chase
Annual Fee$149
Rewards Rate1%-10% rewards
Sign Up Bonus$300 Disney Gift Card
NetworkVisa
4.6
Apply Now
at Chase's secure site

Ink Business Cash® Credit Card

Chase
Annual Fee$0
Rewards Rate1%-5% cash back
Sign Up Bonus$750 bonus cash back
4.4
Apply Now
at Chase's secure site

Atmos Rewards Ascent Visa Signature

Bank of America
Annual Fee$95
Rewards Rate1x-3x Points
Sign Up Bonus80,000 points + 50% flight discount
NetworkVisa
4.4
Apply Now
at Bank of America's secure site

United QuestSM Card

Chase
Annual Fee$350
Rewards Rate1x-10x miles on purchases
Sign Up BonusUp to 100,000 bonus miles
NetworkVisa
4.0
Apply Now
at Chase's secure site

Aeroplan® Card

Chase
Annual Fee$95
Rewards Rate1x-3x points, spend bonus points
Sign Up Bonus75,000 bonus points
NetworkMastercard
4.1
Apply Now
at Chase's secure site

Chase Freedom Flex® Credit Card

Chase
Annual Fee$0
Rewards Rate1%-5% cash back
Sign Up Bonus$200 cash back bonus
NetworkMastercard
4.3
Apply Now
at Chase's secure site

Ink Business Preferred® Credit Card

Chase
Annual Fee$95
Rewards Rate1x-5x Points
Sign Up Bonus100,000 bonus points
4.0
Apply Now
at Chase's secure site

IHG One Rewards Premier Business Credit Card

Chase
Annual Fee$99
Rewards RateUp to 26X Points
Sign Up Bonus140,000 Bonus Points
4.2
Apply Now
at Chase's secure site

Chase Freedom Unlimited® Credit Card

Chase
Annual Fee$0
Rewards Rate1.5%-5% cash back.
Sign Up BonusEarn $200 bonus cash back.
4.3
Apply Now
at Chase's secure site

Resources

Understanding Credit Card Sign-Up Bonuses

Sign-Up Bonus Showdown: Points vs. Cash Back

How to Calculate a Sign-Up Bonus's True Value

7 Smart Ways to Meet a Minimum Spend

Is a Big Sign-Up Bonus Worth the Annual Fee?

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