Chase Freedom Unlimited Credit Card

Sign-up bonuses

• Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
• This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months.

Rewards

• Earn unlimited 1.5% cash back or more on all purchases, like 3% on dining and drugstores and 5% on travel purchased through Chase TravelSM.
• Earn 3% on dining at restaurants, including takeout and eligible delivery services.
• Earn 3% on drugstore purchases.
• Earn 5% on travel purchased through Chase TravelSM.
• Earn 1.5% on all other purchases.
• 2% Cash Back Offer on Lyft Purchases: You'll earn 2% cash back total on qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027.

Other features

• Cash Back rewards do not expire as long as your account is open. And there is no minimum to redeem for cash back.
• Zero Liability Protection Means you won't be held responsible for unauthorized charges made with your card or account information.
• Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
• Extended Warranty Protection Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
• Trip Cancellation and Interruption Insurance You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.
• 24/7 Fraud Monitoring We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.
• Auto Rental Coverage Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.
• Travel and Emergency Assistance If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained.)
• There is no minimum to redeem for cash back. You can use points to redeem for cash through an account statement credit or an electronic deposit into an eligible Chase account located in the United States.
• Shop with points at Amazon Link your Chase Freedom Unlimited card to your Amazon.com account and instantly redeem your Cash Back rewards to pay for all or part of your eligible Amazon.com orders at checkout, including tax and shipping.
• Gift cards Redeem for a variety of gift cards and certificates for shopping, dining and entertainment, and more.
• Travel Book your travel with Chase TravelSM for competitive rates and flexible ways to pay.
• Eligible Chase credit card customers are targeted with cash back offers in the Chase Mobile app or on chase.com. Customers can activate an offer on a card, shop at the merchant with the same card and receive a statement credit within 30 days.
• Get 6 months of complimentary access to DashPass– a membership for both DoorDash and Caviar – which unlocks $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027.
• Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
• 2% Cash Back Offer on Lyft Purchases: You'll earn 2% cash back total on qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027. That's 0.5% additional cash back on top of the 1.5% cash back earned on each purchase in the rewards program.
• Apply for a card, use it the same day Receive instant access to your card by adding it to a digital wallet, like Apple Pay, Google Pay or Samsung Pay.
• Keep tabs on your credit score for free Get your credit score, customized score improvement plans provided by Experian, and identity monitoring - all for free with Chase Credit Journey.
• Chase Pay Over Time lets eligible Chase customers break up credit card purchases into budget friendly payments.
• After purchase (formerly My Chase Plan): Pay off an eligible purchase you've already made of $100 or more in smaller, equal monthly payments. No interest - just a fixed monthly fee with plan durations that range from 3-24 months.
• At checkout: Chase credit card members may have the option to create a payment plan at checkout on Amazon.com. Orders totaling $50 or more using your eligible Chase credit card at Amazon.com could be eligible for Chase Pay Over Time.
• Earn up to $500 cash back per year. You can earn $50 cash back for each friend who gets any participating Chase Freedom credit card.

Additional Notes

Chase Freedom Unlimited credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.