Review
Chase Freedom Unlimited® Credit Card Review: Powerful Everyday Rewards, No Annual Fee
The Chase Freedom Unlimited® delivers powerful everyday rewards with no annual fee, offering high cash back rates on dining, drugstores, and all other purchases. Discover why this card is a top choice for maximizing your everyday spending.
| Annual Fee | $0.00 |
| Sign-up Bonus | Earn $200 bonus cash back. |
| Rewards Rate | 1.5%-5% cash back. |
| Intro APR | 0% intro APR for 15 months from account opening on purchases and balance transfers. |
| Regular APR | After the intro period, a variable APR of 18.24Min. of (6.75+11.49) and 29.99%–27.74Min. of (6.75+20.99) and 29.99%. |
| Other Fees | Balance transfer fee applies, see pricing and terms for more details. |
Overview
Pros & Cons
What's great
- No annual fee
- Intro APR period for purchases and balance transfers
- Generous sign-up bonus
- High rewards rate on specific categories and a solid base rate
- Valuable travel and purchase protections
- Complimentary food delivery service benefits
Things to consider
- High regular APR
- Balance transfer fee applies
Benefits
Drawbacks
Decision Guidance
Summary
The Chase Freedom Unlimited® is an excellent credit card, earning a strong overall rating of 4.3 out of 5.0. This card excels in providing substantial value, particularly for a product with a $0 annual fee. Its strengths lie in its highly competitive...