American Express
Blue Cash Everyday® Card
Key Features
| Annual Fee | $0.00 |
| Intro APR | 0% intro APR on purchases and balance transfers for 15 months from the date of account opening, then a variable APR, 19.49% to 28.49%. |
| Regular APR | then a variable APR, 19.49% to 28.49%. |
| Network | American Express |
About this card
The Blue Cash Everyday® Card from American Express is a solid choice for consumers seeking a no-annual-fee cash-back card, meriting an overall rating of 3.6. Its strengths lie in its generous rewards on everyday spending categories (groceries, gas, and online retail), combined with the absence of an annual fee. The intro APR offer on purchases and balance transfers is also a plus. However, the card's value is somewhat diminished by the high regular APR and the spending caps on the bonus categories. The card is particularly well-suited for families and individuals with moderate spending in the bonus categories who want to earn cash back without paying an annual fee. The card benefits from the strong reputation of American Express, and offers some additional benefits such as the Disney streaming credit.
Pros & Cons
What's great
- No annual fee
- Intro APR period
- Generous sign-up bonus
- Cashback on purchases
- Rotating bonus categories
Things to consider
- High regular APR
- Limited rewards categories
What this card offers
Sign-up bonuses
- Earn $200 Back
- after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. You will receive the $200 back in the form of a statement credit.
Rewards
- 3% CASH BACK On Groceries
- At U.S. supermarkets, on up to $6,000 per year in purchases (then 1%).
- 3% CASH BACK On U.S. Online Retail Purchases
- On up to $6,000 per year in purchases (then 1%)
- 3% CASH BACK On Gas
- At U.S. gas stations, on up to $6,000 per year in purchases (then 1%)
- 1% CASH BACK On Other Purchases
- Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Other features
- Know if you're approved with no credit score impact
- Learn how your credit score may be impacted if you're approved and you accept this Card.
- $84 Disney Streaming Credit
- Get up to a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card for a subscription purchase, including a bundle subscription purchase, at Disneyplus.com, Hulu.com, or Plus.espn.com U.S. websites.
- Subject to auto-renewal
- Cash Back at Amazon.com checkout
- Shop now and conveniently use cash back at checkout at Amazon.com.
- Send & Split®
- With Send & Split®, you can send money and split purchases with any other Venmo or PayPal user, directly from the Amex App. Enroll today. Terms apply.
- Events with Amex™
- Card Members can enjoy presale and special ticket access to select can't miss events. Your ticket gets you in and your eligible Card gets you more at select events with exclusive Card Member benefits that can help elevate your experience.
- While supplies last, not all seats may be offered
- Earn More with Amex Offers
- Card Members can explore the Amex Offers available to add to their eligible Card and earn extra rewards on qualifying purchases made at select brands.
- PLAN IT ®
- Take Control of Your Next Big Purchase
- Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don't have the pressure of paying all at once. Simply select the purchase in your online account or the American Express App to see your plan options. Plus, you'll still earn rewards on purchases the way you usually do.