American Express
Business Green Rewards Card
Key Features
| Annual Fee | $95.00 |
| Sign-up Bonus | 15,000 Membership Rewards points |
| Rewards Rate | 1x-2x points |
| Regular APR | APR on purchases will be a variable rate, 17.74% - 28.49%, based on your creditworthiness and other factors as determined at the time of account opening. |
| Network | American Express |
About this card
The American Express Business Green Rewards Card receives an overall rating of 1.8 out of 5.0, which places it in the 'Poor' category. This assessment is heavily influenced by the card's high APR, low rewards rate, and annual fee, which collectively diminish its value proposition. While the card benefits from the backing of American Express's reputation and the Membership Rewards program, these strengths are overshadowed by its shortcomings. The rewards structure, offering only 1x points on most purchases and 2x on travel booked through AmexTravel.com, is uncompetitive. The $95 annual fee further detracts from its value. The high APR range makes it a costly option for those who carry a balance. The card's strengths lie in its simplicity and spending control features, making it suitable for businesses that prioritize basic expense management. However, it lacks the compelling benefits and perks found in other business cards, including those within the American Express portfolio. Overall, the card's cost outweighs its benefits for most users, resulting in a below-average rating.
Pros & Cons
What's great
- Sign-up bonus
- Rewards on purchases
- Flexible spending limit
Things to consider
- Annual fee
- Variable APR
- Limited rewards categories
What this card offers
Sign-up bonuses
- Earn 15,000 Membership Rewards® points
- after you spend $3,000 on eligible purchases on the Card within your first 3 months of Card Membership.
Rewards
- 2X POINTS On Flights & Prepaid Hotels Booked on AmexTravel.com.
- 1X POINTS On Other Eligible Purchases made using your Business Green Rewards Card.
Other features
- Pay Over Time feature
- The Pay Over Time feature lets you carry a balance with interest on eligible charges, up to your Pay Over Time Limit.
- Eligible charges will be automatically added to a Pay Over Time balance, up to the Pay Over Time Limit.
- You can choose to pay for these charges over time with interest, or you can pay your full balance each month, whichever is best for your business.
- You must pay in full any charge or a portion of a charge that is not added to a Pay Over Time balance.
- No Preset Spending Limit
- No Preset Spending Limit means the spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history.
Additional Notes
Know if you're approved with no personal credit score impact