American Express
Delta SkyMiles® Blue American Express Card
Key Features
| Annual Fee | $0.00 |
| Sign-up Bonus | 10,000 Bonus Miles |
| Rewards Rate | 1x-2x Miles on Purchases |
| Regular APR | APR: 19.49% to 28.49% variable APR on purchases. |
| Other Fees | No Foreign Transaction Fees |
| Network | American Express |
About this card
The Delta SkyMiles® Blue American Express Card receives an overall rating of 2.8 out of 5.0, placing it in the 'Fair' category. This card presents a strong value proposition for a very specific segment of consumers due to its exceptional fee structure: no annual fee and no foreign transaction fees. These are significant advantages, especially for an entry-level co-branded airline card, making it accessible and cost-effective for occasional travelers or those new to travel rewards. However, these benefits are heavily counterbalanced by a notably high variable APR (19.49% to 28.49%). This makes the card a very expensive option if a balance is carried, effectively negating the 'no annual fee' advantage for users who incur interest charges. The rewards program is modest, offering 2x miles on Delta purchases and dining, but a standard 1x mile on other purchases, with a relatively low sign-up bonus (10,000 miles). Crucially, it lacks many premium airline perks (like free checked bags or lounge access) that are typically expected from airline co-branded cards. While it benefits from American Express's strong reputation for customer service and offers some useful purchase and travel protections, its limitations in rewards and the detrimental APR prevent it from achieving a 'Good' or 'Excellent' rating. It is a suitable choice for infrequent Delta flyers who are disciplined about paying their balance in full and prioritize avoiding annual fees, but more frequent travelers or those seeking greater overall rewards value will find better options.
Pros & Cons
What's great
- No annual fee
- Generous sign-up bonus
- No foreign transaction fees
- Rewards on dining and airline purchases
- Travel and purchase protections
- Airline-specific perks
Things to consider
- Potentially high regular APR
- Limited rewards categories
What this card offers
Sign-up bonuses
- Earn 10,000 Bonus Miles
- after you spend $1,000 on eligible purchases on your new Card within your first 6 months of Card Membership.
Rewards
- 2X MILES On Dining At restaurants, including takeout and delivery in the U.S.
- 2X MILES On Delta Purchases Made directly with Delta.
- 1X MILES Per Dollar On Other Purchases.
Other features
- Pay with Miles Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
- 20% Back on In-flight Purchases Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food and beverages.
- No Foreign Transaction Fees American Express will not charge you foreign transaction fees when you use your Delta SkyMiles Blue Card.
- Amex Special Ticket Access Card Members can access Amex Presale Tickets and Amex Reserved Tickets to select can't-miss events and moments across sports, music, and more.
- Send & Split With Send & Split, you can send money and split purchases with any other Venmo or PayPal user, directly from the Amex App. Enroll today. Terms apply.
- Car Rental Loss and Damage Insurance Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the Rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
- Global Assist Hotline Whenever you travel more than 100 miles from home, Global Assist Hotline is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.
- Purchase Protection When you use your Eligible Card for Covered Purchases, Membership can help protect your Covered Purchases from accidental damage or theft for up to 90 days from the Covered Purchase date.
- Extended Warranty Extended Warranty matches the Original Manufacturer's Warranty for up to one additional year when you use your Eligible Card. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Coverage limited to the actual amount charged on your Card for the item up to $10,000 per item and $50,000 per calendar year.
- American Express Venue Collection Enjoy an enhanced experience at select stadiums and arenas with on-site benefits including dedicated entrances or fast lanes. Enroll your Card and get 10% back on qualifying concessions purchases up to $250 per calendar year. Limit one enrolled Card per Card Member.
- Dispute Resolution If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.
- Year-End Summary The Online Year-End Summary, typically available in January, reflects charges posted to your account from January 1st through December 31st of the prior year.
Additional Notes
The Delta SkyMiles® Blue American Express Card does not currently have lounge access benefits.