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Delta SkyMiles Platinum Business Card
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American Express

Delta SkyMiles Platinum Business Card

TravelBusinessDiningHotelAirlineIntro OfferNo Foreign Transaction Fees

Key Features

Annual Fee$350.00
Sign-up Bonus100,000 Bonus Miles
Rewards Rate1x-3x Miles
Regular APR
APR: APR on purchases will be a variable rate, 19.49% - 28.49%, based on your creditworthiness and other factors as determined at the time of account opening.
NetworkAmerican Express
Read the full review
Best for those with
Very Good Credit

About this card

The Delta SkyMiles Platinum Business Card earns an 'Excellent' overall rating of 4.3 out of 5.0. This card is a powerhouse for its specific target audience: small business owners who are loyal and frequent flyers of Delta Air Lines. Its strength lies in an exceptionally valuable rewards program (4.6/5.0) and a fee structure that, despite a high annual fee, offers substantial offsetting credits (4.2/5.0). The generous sign-up bonus, high earning rates on Delta and hotel purchases, and especially the annual Companion Certificate and Medallion Qualification Dollar (MQD) boosts, provide immense value that can easily justify and even exceed the $350 annual fee. The card further sweetens the deal with significant statement credits for Resy, Delta Stays, and rideshare services, alongside practical travel perks like free checked bags and no foreign transaction fees. The strong reputation of both Delta and American Express, coupled with Amex's premium customer service and protections, adds to its appeal. However, the card's primary drawback is its 'Poor' APR rating (1.5/5.0), featuring no introductory APR and high ongoing variable rates. While this is a significant concern for cardholders who carry a balance, the typical user of a premium travel card like this often pays in full, making the APR less critical to their overall value assessment. For the dedicated Delta business traveler who can maximize its extensive benefits, this card offers an outstanding value proposition and significantly enhances the travel experience, solidifying its place as an excellent co-branded business travel card despite its financing limitations and niche focus.

4.3
Overall Rating

Pros & Cons

What's great

  • Generous sign-up bonus
  • High rewards rate on travel and business purchases (airline miles)
  • Extensive travel benefits and statement credits, including a companion certificate and airline status boosts
  • No foreign transaction fees
  • Valuable purchase and travel protections
  • Useful business management tools

Things to consider

  • High annual fee
  • High regular APR
  • No introductory APR period

What this card offers

Sign-up bonuses

  • Limited Time Offer | Expires in 2 Days
  • Earn, previously 70,000, now 100,000 Bonus Miles
  • Earn 100,000 Bonus Miles after you spend $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Expires 7/15/26.

Rewards

  • 3X MILES At Delta & Hotels Per every eligible dollar spent on purchases made directly with Delta and hotels.
  • 1.5X MILES On Eligible Transit, U.S. Shipping, & or Large Purchases Earn on transit including taxicabs, rideshares, and more, at U.S. shipping providers, and or on single eligible purchases of $5K or more, up to $100K of combined eligible purchases per year.
  • 1X MILES On Other Purchases Made using the Delta SkyMiles Platinum Business Card.

Other features

  • $120 Resy Credit Dining at your favorite Resy restaurant just got better. Earn up to $120 in statement credits annually after making eligible Resy purchases on your Card. Enrollment Required.
  • Up to $200 Delta Stays Statement Credit Elevate your travel experience with an annual statement credit of up to $200 after using your Delta SkyMiles Platinum Business Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
  • $120 Rideshare Credit Get rewarded to and from the airport. Earn up to $10 back in statement credits each month on U.S. rideshare purchases with select providers after you pay with your Delta SkyMiles Platinum Business Card. Enroll Now.
  • Medallion Qualification Dollars (MQD) Boost Get $1 MQD for each $20 in purchases on your Card in a calendar year, getting you closer to Medallion Status for next Medallion Year quicker.
  • Annual Companion Certificate Upon Renewal Receive a Companion Certificate on a Delta Main domestic, Caribbean, or Central American round-trip flight each year after renewal of your Card.
  • Take 15% Off Award Travel Save 15% anytime you book Award Travel with miles on Delta flights when using delta.com and the Fly Delta app.
  • Complimentary Upgrade List Not a Medallion Member? Delta SkyMiles Platinum Business Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
  • Check Two Bags Free Your first checked bag flies free on international and domestic Delta flights. And now, your second bag flies free on domestic Delta flights too.
  • Zone 5 Priority Boarding Board early, secure a spot for your carry-on, and enjoy plenty of time to settle in before takeoff on your next Delta flight with Zone 5 Priority Boarding.
  • Fee Credit for Global Entry or TSA Precheck Receive either a $120 statement credit for a Global Entry application fee or a statement credit up to $85 for a TSA PreCheck (through a TSA official enrollment provider) application fee every 4 years, when charged to your Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • No Foreign Transaction Fees Use your Delta SkyMiles Platinum Business Card globally without incurring foreign transaction fees.
  • Get Closer to Medallion Status with MQD Headstart and MQD Boost Receive $2,500 Medallion Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $20 in purchases on your Card with MQD Boost to get closer to Status next Medallion Year.
  • Pay with Miles Want even more flexibility? Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com
  • Hertz Five Star Status Transform your car rental experience with Hertz Five Star Status, compliments of your Delta SkyMiles Platinum Business Card.
  • Expanded Buying Power As business needs evolve, your spending power should too. Expanded Buying Power gives you the freedom to spend above your credit limit and get business done.
  • Global Assist Hotline Whenever you travel more than 100 miles from home, Global Assist Hotline is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.
  • Employee Cards Employee Cards: Earn miles. Set boundaries. Stay up to date. Think of Employee Cards as another tool you can use to stay on top of your expenses. Let employees buy what they need within limits you set. You'll earn miles on their purchases, and receive real-time alerts to help you know who's spending and where.
  • Connect to QuickBooks Streamline expenses from your enrolled Business Card when your transactions from Delta SkyMiles Platinum Business Card are sent to your Intuit QuickBooks.
  • Account Manager Free up time. Assign a trusted team member to oversee your American Express account. Account Managers can handle tasks like making payments, reviewing transactions, and adding Employee Delta SkyMiles Platinum Business Cards, so you're free to focus on other priorities.
  • Year-End Summary Organizing your finances can be a time-consuming task. That's why we provide a Year-End Summary of charges as one of the many features of managing your account online.
  • Online Statements View your purchase history, prepare reports, and budget your expenses.
  • American Express App Track spending and rewards, find an airport lounge, make a payment, and get important account alerts in real time with the American Express App.
  • Vendor Pay by BILL Get started with Vendor Pay by BILL by enrolling your eligible American Express Business, Corporate, or Corporate Purchasing Card. With the Basic plan, there is no monthly fee for the first user and no fee for a second user for the first six months. After six months, the second user will be charged $15 per month. The Advanced plan is $59 per user per month, and the Advanced Plus plan is $99 per user per month. Additional fees may apply based on plan type, payment methods selected, accounting system integrations, and the number of users.
  • Extended Warranty With Extended Warranty you can shop with less worry knowing the terms of the Original Manufacturer's Warranty can be extended up to one additional year. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions.
  • Purchase Protection When an American Express Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per Covered Purchase, up to $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions.
  • Dispute Resolution If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.
  • Trip Delay Insurance If a round-trip is paid for entirely with your Eligible Card and a covered reason delays your trip more than 6 hours, Trip Delay Insurance can help reimburse certain additional expenses purchased on the same Eligible Card, up to $300 per trip, maximum 2 claims per Eligible Card per 12 consecutive month period. Terms, conditions and limitations apply.
  • Baggage Insurance Plan Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.

Additional Notes

Know if you're approved with no impact on your personal credit score. This application process may not be available if you leave the page and return later. Call to apply: 1-888-781-6736.

Ratings

4.8
4.6
4.8
1.5
4.2