Graphite™ Business Cash Unlimited Card

Sign-up bonuses

• Earn $1,500 Cash Back in the form of Reward Dollars after you spend $50,000 in purchases on your new Card within the first 6 months of Card Membership. Reward Dollars can be redeemed as statement credits or at Amazon.com checkout.

Rewards

• 2% CASH BACK On All Eligible Purchases
• 5% CASH BACK On Flights and Prepaid Hotels Booked through American Express Travel® Online

Other features

• No Preset Spending Limit can give you flexibility in ways traditional credit cards don't. The amount you can spend adapts based on factors such as your purchase, payment, and credit history. Rather than having a set limit, you could grow your purchasing power the more you consistently use your Card and regularly make payments.
• You decide what’s best for your business - pay in full when it makes sense, or pay over time to help manage your cash flow. Eligible charges are automatically added to your Pay Over Time balance, up to your Pay Over Time Limit. You can choose to pay for those charges over time with interest. Any charge - or portion of a charge - not added to your Pay Over Time balance must be paid in full each month.
• The Pay Over Time feature lets you carry a balance with interest on eligible charges, up to your Pay Over Time Limit.
• Employee Cards: Think of Employee Cards as another tool you can use to stay on top of your expenses. Let employees buy what they need within limits you set. You can earn Cash back on their purchases, and receive real-time alerts to help you know who's spending and where.
• Virtual Cards offer enhanced control and visibility into your payments. Establish specific controls for each virtual Card payment, including setting spending limits, expiration dates, and changing or deactivating virtual Cards at any time.
• Unlock up to $2,400 in statement credits for use in the next calendar year on American Express One AP® monthly fees after you spend $250,000 on eligible purchases on the Graphite™ Business Cash Unlimited Card in this calendar year. Statement credits will be applied to your monthly bill charged to the Card for our accounts payable solution, One AP.
• No Foreign Transaction Fees
• Purchase Protection: Sometimes your favorite new purchase gets stolen or accidentally damaged. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date, subject to the Coverage Limits.
• Return Protection: With Return Protection, you may return eligible purchases to American Express if the seller won't take them back up to 90 days from the date of purchase.
• Car Rental Loss & Damage Insurance: When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, You can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory.
• Extended Warranty: When you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer’s Warranty.
• Global Assist® Hotline: Whenever you travel more than 100 miles from home, Global Assist® Hotline is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance.
• Know if you're approved with no impact on your personal credit score.

Additional Notes

Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout. Purchases eligible for multiple cash back rates will only receive the highest eligible cash back rate.