Graphite™ Business Cash Unlimited Card

Sign-up bonuses

• Earn $1,500 Cash Back in the form of Reward Dollars after you spend $50,000 in purchases on your new Card within the first 6 months of Card Membership. Reward Dollars can be redeemed as statement credits or at Amazon.com checkout.

Rewards

• Unlimited 2% cash back on your eligible purchases.
• 5% cash back on flights and prepaid hotels booked through American Express Travel Online.

Other features

• Know if you're approved with no impact on your personal credit score.
• No Preset Spending Limit can give you flexibility in ways traditional credit cards don't. The amount you can spend adapts based on factors such as your purchase, payment, and credit history. Rather than having a set limit, you could grow your purchasing power the more you consistently use your Card and regularly make payments.
• The Pay Over Time feature lets you carry a balance with interest on eligible charges, up to your Pay Over Time Limit.
• Think of Employee Cards as another tool you can use to stay on top of your expenses. Let employees buy what they need within limits you set. You can earn Cash back on their purchases, and receive real-time alerts to help you know who's spending and where. The Annual Fee for the Employee GraphiteTM Business Cash Unlimited Card is $95 for the first five Cards and $95 for each Card thereafter. Employee Business Expense Cards that have no Annual Fee are also available. You may add up to 99 total Employee Cards on your account.
• Virtual Cards offer enhanced control and visibility into your payments. Establish specific controls for each virtual Card payment, including setting spending limits, expiration dates, and changing or deactivating virtual Cards at any time.
• Unlock up to $2,400 in statement credits for use in the next calendar year on American Express One AP monthly fees after you spend $250,000 on eligible purchases on the Graphite™ Business Cash Unlimited Card in this calendar year. Statement credits will be applied to your monthly bill charged to the Card for our accounts payable solution, One AP.
• No Foreign Transaction Fees. No matter where business takes you, make international purchases without foreign transaction fees on your Graphite™ Business Cash Unlimited Card.
• Purchase Protection: Sometimes your favorite new purchase gets stolen or accidentally damaged. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date, subject to the Coverage Limits. Up to $1,000 per Covered Purchase, up to $50,000 per calendar year.
• Return Protection: With Return Protection, you may return eligible purchases to American Express if the seller won't take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express Card. Purchases must be made in the U.S. or its territories.
• Car Rental Loss & Damage Insurance: When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, You can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
• Extended Warranty: When you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.
• Global Assist Hotline: Whenever you travel more than 100 miles from home, Global Assist Hotline is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.

Additional Notes

Call to apply 1-888-781-6736.