American Express
American Express Green Card®
TravelDiningNo Foreign Transaction FeesIntro Offer
Key Features
| Annual Fee | $150.00 |
| Sign-up Bonus | 40,000 Membership Rewards Points |
| Rewards Rate | 1x-3x Membership Rewards Points |
| Regular APR | APR for Pay Over Time Feature: 19.49% to 28.49% variable APR on eligible charges. |
| Network | American Express |
Read the full review
Best for those with
Good Credit
About this card
After a thorough evaluation of the American Express Green Card, I've assigned an overall rating of 3.1 out of 5.0. The card presents a mixed bag of valuable rewards and notable drawbacks. Its strengths lie in the generous rewards categories, particularly the 3x points on travel, transit, and dining, and the potential to offset the annual fee with the CLEAR® Plus credit. The strong reputation of American Express and the card's inclusion in 'best of' lists also contribute positively. However, the high APR is a significant disadvantage, making it unsuitable for those who carry a balance. The $150 annual fee is a barrier to entry for some, requiring careful consideration of spending habits to justify the cost. While the sign-up bonus is attractive, the spending requirement is relatively high. Overall, the card is best suited for frequent travelers and diners who can maximize the rewards and utilize the CLEAR® Plus credit, but it may not be the best choice for everyone. The strengths and weaknesses are fairly balanced, leading to a rating that reflects a solid, but not exceptional, offering in the travel rewards space.
3.1
Overall Rating
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- No foreign transaction fees
- Luxury perks
Things to consider
- Annual fee
- High regular APR
What this card offers
Sign-up bonuses
- Earn 40,000 Membership Rewards® Points after you spend $3,000 on eligible purchases on your American Express Green Card® within the first 6 months of Card Membership.
Rewards
- 3X Points On Travel
- 3X Points on Transit
- 3X Points at Restaurants Worldwide
- 1X Points on Other Eligible Purchases
Other features
- $209 CLEAR+ Credit: CLEAR+ gets you to your gate faster by using your face to verify you are you. You can receive up to $209 in statement credits per calendar year after you sign up and pay for a CLEAR+ Membership (subject to auto-renewal) with your eligible American Express Card.
- Amex Special Ticket Access and more: Card Members can access Amex Presale Tickets® and Amex Reserved Tickets® to select can’t-miss events and moments across sports, music, and more. Plus, Card Members can enjoy additional perks when attending select events.
- No Foreign Transaction Fees: Enjoy every trip abroad with no foreign transaction fees from American Express with the American Express Green Card®.
- Send & Split®: Send money, split purchases, and focus on the moments that matter – with Send & Split®. Powered by Venmo and PayPal. Enrollment Required. Terms apply.
- Earn More with Amex Offers: Card Members can explore the Amex Offers available to add to their eligible Card and earn extra rewards on qualifying purchases made at select brands.
- Trip Delay Insurance: If a round-trip is paid for entirely with your Eligible Card and a covered reason delays your trip more than 12 hours, Trip Delay Insurance can help reimburse certain additional expenses purchased on the same Eligible Card, up to $300 per trip, maximum 2 claims per Eligible Card per 12 consecutive month period. Terms, conditions and limitations apply.
- Car Rental Loss and Damage Insurance: Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
- Baggage Insurance Plan: Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.
- Global Assist® Hotline: Whenever you travel more than 100 miles from home, Global Assist® Hotline is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.
- Purchase Protection: When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per Covered Purchase, up to $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions.
- Extended Warranty: When an American Express® Card Member charges a Covered Purchase with his or her Eligible Card, Extended Warranty can provide up to one extra year added to the Original Manufacturer's Warranty. Applies to warranties of 5 years or less. Coverage is up to the actual amount charged to your Eligible Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions.
- American Express Venue Collection™: Enjoy an enhanced experience at select stadiums and arenas thanks to on-site benefits including dedicated entrances or fast lanes. Plus enroll your Card and get 10% back on qualifying concessions purchases up to $250 per calendar year. Limit one enrolled Card per Card Member.
- Card Member Services: Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- Dispute Resolution: If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.
- Know if you’re approved with no credit score impact.
- No Preset Spending Limit: The American Express Green Card® has no Preset Spending Limit, a unique feature that gives you the ability to unlock more purchase power as you use your Card. This means the spending limit is flexible. In fact, unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history.
Ratings
4.3
3.7
3.4
1.2
2.7