American Express
Hilton Honors American Express Card
Key Features
| Annual Fee | $0.00 |
| Sign-up Bonus | 100,000 points and $100 credit |
| Rewards Rate | 3x-7x points on eligible purchases |
| Regular APR | 19.49% to 28.49% variable APR on purchases. |
| Network | American Express |
About this card
After carefully evaluating the Hilton Honors American Express Card, I've assigned an overall rating of 3.3 out of 5. This card presents a mixed bag of strengths and weaknesses. Its primary strengths include the absence of an annual fee, a decent rewards program for Hilton loyalists (especially the bonus categories for dining, groceries and gas), and no foreign transaction fees. American Express's reputation and customer service also add to its appeal. The main drawbacks stem from the high APR range, which can be a significant issue for users who carry a balance. Furthermore, the redemption value of Hilton points is generally lower than other travel currencies, and the Silver status benefits are somewhat limited. Weighing these factors, the card is best suited for those who are loyal to the Hilton brand and can take advantage of the rewards categories without carrying a balance. The high APR and lower point value prevent a higher rating.
Pros & Cons
What's great
- No annual fee
- Generous sign-up bonus
- High rewards rate
- No foreign transaction fees
- Automatic elite status
Things to consider
- High regular APR
- Limited rewards categories
What this card offers
Sign-up bonuses
- Earn 100,000 Hilton Honors Bonus Points And A $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express Card within your first 6 months of Card Membership. Offer ends 7/29/2026.
Rewards
- 7X POINTS On Hotels & Resorts For eligible purchases made directly with hotels and resorts in the Hilton portfolio.
- 5X POINTS On Dining At U.S. restaurants, including takeout and delivery.
- 5X POINTS On Groceries At U.S. supermarkets.
- 5X POINTS On Gas At U.S. gas stations.
- 3X POINTS For Each Dollar Spent on other eligible purchases.
Other features
- Hilton Honors Silver Status Enjoy even more perks as a Hilton Honors Silver member, like a 20% Bonus on all Base Points you earn on every stay, getting you to free nights faster.
- No Foreign Transaction Fees Enjoy every trip abroad with no foreign transaction fees from American Express with the Hilton Honors American Express Card.
- Amex Special Ticket Access Card Members can access Amex Presale Tickets and Amex Reserved Tickets to select can't-miss events and moments across sports, music, and more. Plus, Card Members can enjoy additional perks when attending select events. While supplies last, not all seats may be offered.
- Send & Split Send money, split purchases, and focus on the moments that matter – with Send & Split. Powered by Venmo and PayPal. Enrollment required. Terms apply.
- Earn More with Amex Offers Card Members can explore the Amex Offers available to add to their eligible Card and earn extra rewards on qualifying purchases made at select brands.