American Express
Hilton Honors American Express Aspire Card
Key Features
| Annual Fee | $550.00 |
| Sign-up Bonus | 175,000 Hilton Honors Bonus Points |
| Rewards Rate | 3x-14x points |
| Regular APR | 19.49% to 28.49% variable APR on purchases. |
| Network | American Express |
About this card
After a comprehensive evaluation, the Hilton Honors American Express Aspire Card earns an overall rating of 3.8 out of 5. This assessment balances the card's exceptional rewards and benefits with its high annual fee and APR. The card's strengths lie in its rich rewards program tailored to Hilton loyalists, offering high earning rates, automatic Diamond status, and valuable statement credits. These perks can easily offset the annual fee for frequent Hilton travelers. However, the high annual fee and APR significantly detract from its overall value, particularly for those who may not fully utilize the Hilton-specific benefits or who tend to carry a balance. While the card excels in providing luxury travel benefits and high rewards, its high cost and APR limit its appeal to a specific segment of consumers. The positive reputation of both the card and American Express contribute to its rating, but the financial barriers prevent a higher score.
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- Luxury perks
- Automatic elite status
- Statement credits on select purchases
Things to consider
- High annual fee
- High regular APR
What this card offers
Sign-up bonuses
- Earn 175,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 4/15/2026.
Rewards
- 14X POINTS On Hotels & Resorts
- 7X POINTS On Select Travel
- 7X POINTS On Dining
- 3X POINTS For Each Dollar
Other features
- Hilton Honors Diamond Status Enjoy complimentary Diamond status with your Card. Diamond status gives you a 100% Bonus on Base Points you earn on every stay, Premium Wi-Fi and space-available room upgrades at select properties, executive lounge access at select properties, and more.
- $400 Hilton Resort Credit Enjoy up to $200 in statement credits semi-annually on eligible purchases made directly with participating Hilton Resorts using your Hilton Honors Aspire Card.
- Free Night Reward Enjoy an Annual Free Night Reward from Hilton Honors in your first year of Card Membership and every year upon Card renewal.
- $200 Flight Credit Get up to $50 in statement credits each quarter, for a total of up to $200 back each year, on flight purchases made directly with an airline, through AmexTravel.com, or through the Amex Travel App using your Hilton Honors American Express Aspire Card.
- $209 CLEAR+ Credit CLEAR+ helps you get to your gate faster by using your face to verify you are you at 55+ airports nationwide. Use the dedicated CLEAR Lane to confirm your identity without taking out your passport or ID – this can mean shorter lines, less waiting. Receive up to $209 in statements credits per calendar year after you pay for your CLEAR+ Membership (subject to auto-renewal) with the Hilton Honors American Express Aspire Card.
Additional Notes
Know if you're approved with no credit score impact. Learn how your credit score may be impacted if you're approved and you accept this Card.