American Express
Hilton Honors American Express Aspire Card
Key Features
| Annual Fee | $550.00 |
| Regular APR | 19.49% to 28.49% variable APR on purchases. |
| Network | American Express |
About this card
The Hilton Honors American Express Aspire Card earns an overall rating of 4.3 out of 5.0. This reflects its strong value proposition for Hilton loyalists, despite its high annual fee and APR. The card excels in its rewards program, particularly the high earning rates on Hilton stays and travel, and the valuable perks like automatic Diamond status, free night rewards, and statement credits. The positive reputation of both the card and American Express further contribute to its high rating. However, the high annual fee and APR hold it back from a perfect score, as they may not be justifiable for infrequent Hilton guests or those who carry a balance. Overall, this card is an excellent choice for frequent Hilton travelers who can maximize its benefits.
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate on hotels and travel
- Automatic Hilton Honors Diamond Status
- Annual free night reward
- Statement credits for Hilton Resorts and flights
- Credit for CLEAR Plus membership
Things to consider
- High annual fee
- High regular APR
What this card offers
Sign-up bonuses
- Earn 150,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership.
Rewards
- 14X POINTS On Hotels & Resorts For eligible purchases made directly with hotels and resorts in the Hilton portfolio.
- 7X POINTS On Select Travel Including flights booked directly with airlines or AmexTravel.com and car rentals booked directly with select car rental companies.
- 7X POINTS On Dining At U.S. restaurants, including takeout and delivery.
- 3X POINTS For Each Dollar Spent on other eligible purchases.
Other features
- Hilton Honors Diamond Status Enjoy complimentary Diamond status with your Card. Diamond status gives you a 100% Bonus on Base Points you earn on every stay, Premium Wi-Fi and space-available room upgrades at select properties, executive lounge access at select properties, and more.
- $400 Hilton Resort Credit Enjoy up to $200 in statement credits semi-annually on eligible purchases made directly with participating Hilton Resorts using your Hilton Honors Aspire Card.
- Free Night Reward Enjoy an Annual Free Night Reward from Hilton Honors in your first year of Card Membership and every year upon Card renewal.
- $200 Flight Credit Get up to $50 in statement credits each quarter, for a total of up to $200 back each year, on flight purchases made directly with an airline or through AmexTravel.com using your Hilton Honors American Express Aspire Card.
- $209 CLEAR Plus Credit CLEAR Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. Use the dedicated CLEAR Lane to confirm your identity without taking out your passport or ID – this can mean shorter lines, less waiting. Receive up to $209 in statement credits per calendar year after you pay for your CLEAR Plus Membership (subject to auto-renewal) with the Hilton Honors American Express Aspire Card.
Additional Notes
Know if you're approved with no credit score impact Learn how your credit score may be impacted if you're approved and you accept this Card.