American Express
Hilton Honors American Express Aspire Card
Key Features
| Annual Fee | $550.00 |
| Sign-up Bonus | 175,000 Hilton Honors Bonus Points |
| Rewards Rate | 14x points on hotels & resorts |
| Regular APR | 19.49% to 28.49% variable APR on purchases. |
| Network | American Express |
About this card
After a thorough evaluation, the Hilton Honors American Express Aspire Card earns an overall rating of 3.9 out of 5. This assessment considers the card's exceptional rewards and benefits, which are heavily weighted toward Hilton loyalists, against its high annual fee and APR. The card excels with its rich rewards program, offering high earning rates, automatic Diamond status, and valuable statement credits that can easily offset the annual fee for frequent Hilton travelers. However, the high annual fee and APR significantly detract from its overall value, particularly for those who may not fully utilize the Hilton-specific benefits or who tend to carry a balance. The positive reputation of both the card and American Express contribute to its rating. Strengths: - Generous rewards program focused on Hilton properties - Automatic Hilton Diamond status provides valuable perks - Statement credits help offset the annual fee for frequent Hilton travelers - Strong reputation and customer service from American Express Weaknesses: - High $550 annual fee - High regular APR - Benefits are heavily skewed towards Hilton loyalists, limiting appeal to a broader audience.
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- Luxury perks
- Automatic elite status
- Lounge membership
- Flight Credit
Things to consider
- High annual fee
- High regular APR
What this card offers
Sign-up bonuses
- Earn 175,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 7/29/2026.
Rewards
- 14X POINTS On Hotels & Resorts
- 7X POINTS On Select Travel
- 7X POINTS On Dining
- 3X POINTS For Each Dollar
Other features
- Hilton Honors Diamond Status
- Enjoy complimentary Diamond status with your Card. Diamond status gives you a 100% Bonus on Base Points you earn on every stay, Premium Wi-Fi and space-available room upgrades at select properties, executive lounge access at select properties, and more.
- $400 Hilton Resort Credit
- Enjoy up to $200 in statement credits semi-annually on eligible purchases made directly with participating Hilton Resorts using your Hilton Honors Aspire Card.
- Free Night Reward
- Enjoy an Annual Free Night Reward from Hilton Honors in your first year of Card Membership and every year upon Card renewal.
- $200 Flight Credit
- Get up to $50 in statement credits each quarter, for a total of up to $200 back each year, on flight purchases made directly with an airline, through AmexTravel.com, or through the Amex Travel App using your Hilton Honors American Express Aspire Card.
- $209 CLEAR+ Credit
- CLEAR+ helps you get to your gate faster by using your face to verify you are you at 55+ airports nationwide. Use the dedicated CLEAR Lane to confirm your identity without taking out your passport or ID – this can mean shorter lines, less waiting. Receive up to $209 in statements credits per calendar year after you pay for your CLEAR+ Membership (subject to auto-renewal) with the Hilton Honors American Express Aspire Card.
Additional Notes
Know if you're approved with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.