American Express
Marriott Bonvoy Bevy® American Express® Card
Key Features
| Annual Fee | $250.00 |
| Sign-up Bonus | Up To 135,000 Marriott Bonvoy Points |
| Rewards Rate | 6X, 4X, 2X Points |
| Regular APR | APR: 19.49% to 28.49% variable APR on purchases. |
| Network | American Express |
About this card
The Marriott Bonvoy Bevy American Express Card receives an overall rating of 2.2 out of 5.0, placing it in the 'Fair' category, though at the lower end and bordering on 'Poor'. This assessment reflects a card with several appealing features, largely bolstered by the American Express brand and decent category-specific earning rates, but fundamentally undermined by its high annual fee and an exceptionally weak long-term value proposition. While the card offers a generous sign-up bonus, automatic Marriott Bonvoy Gold Elite status, and valuable 15 Elite Night Credits, its $250 annual fee is largely unjustified by its ongoing benefits. The most significant drawback, echoed across reputation, fees, and rewards analyses, is the requirement to spend an exceptionally high $15,000 in a calendar year to earn a Free Night Award, a benefit many competing hotel cards offer automatically for a lower or similar annual fee. This, combined with a high regular APR (19.49% to 28.49%) and no introductory APR offer, makes the card a poor choice for carrying a balance and an expensive option for casual use. The card's market reputation is weak, with experts and users frequently criticizing its 'awkward middle ground' positioning and recommending it primarily for its initial sign-up bonus rather than long-term retention. The high fees, high APR, and the demanding free night award requirement combine to create a low-value proposition that struggles to compete effectively with other Marriott co-branded cards or general travel rewards cards.
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- No foreign transaction fees
- Automatic elite status
- Travel protections
- Purchase protections
Things to consider
- High annual fee
- High regular APR
- No intro APR period
What this card offers
Sign-up bonuses
- Earn Up To 135,000 Marriott Bonvoy Bonus Points
- Earn 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months and an extra 50,000 bonus points after you make an additional $2,000 in purchases within the first 6 months of Card Membership.
Rewards
- 6X at hotels participating in Marriott Bonvoy.
- 4X points at restaurants worldwide and U.S. Supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
- 2x on all other eligible purchases.
Other features
- Know if you’re approved with no credit score impact
- Marriott Bonvoy 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy. Terms apply. See www.marriott.com/loyalty/terms/default.mi for more information.
- Marriott Bonvoy Gold Elite Status: With complimentary Marriott Bonvoy Gold Elite status, earn up to 2.5X points from Marriott Bonvoy on eligible hotel purchases with the 25% Bonus Points on stays benefit.
- 15 Elite Night Credits: Each calendar year with your Marriott Bonvoy Bevy American Express Card, you can receive 15 Elite Night Credits towards the next level of Marriott Bonvoy Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express.
- No Foreign Transaction Fees: Enjoy every trip abroad with no foreign transaction fees from American Express with the Marriott Bonvoy Bevy American Express Card.
- Earn More with Amex Offers: Card Members can explore available Amex Offers, add them to their eligible Card, and earn extra rewards on qualifying purchases made at select brands.
- Car Rental Loss and Damage Insurance: Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
- Global Assist Hotline: When it's time to travel again, rest assured that our Global Assist Hotline is still on call for all Card Members traveling more than 100 miles from home. Get 24/7 access to help with many emergency situations from select emergency coordination and assistance services. Card Members are responsible for the costs charged by third-party service providers.
- Baggage Insurance Plan: Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.
- Trip Delay Insurance: If a round-trip is paid for entirely with your Eligible Card and a covered reason delays your trip more than 12 hours, Trip Delay Insurance can help reimburse certain additional expenses purchased on the same Eligible Card, up to $300 per trip, maximum 2 claims per Eligible Card per 12 consecutive month period. Terms, conditions and limitations apply.
- Amex Special Ticket Access: Card Members can have access to purchase Amex Presale Tickets and Amex Reserved Tickets to select can't-miss events and moments across sports, music, and more. While supplies last, not all seats may be offered.
- Purchase Protection: Sometimes your favorite new purchase gets stolen, accidentally damaged, or lost. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date. Please read important exclusions and restrictions. Up to $10,000 per Covered Purchase, up to $50,000 per calendar year
- Extended Warranty: When you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer's Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.
- Dispute Resolution
- Year-End Summary: Get access to a Year-End Summary of charges so you can review your annual spending. Learn More at americanexpress.com/yes.
- Send & Split: Send & Split enhances the way you send money and split purchases with other Venmo and PayPal users, all in the American Express App. Now you can pay friends with more flexibility and without the standard Venmo or PayPal credit card fee. You can also seamlessly split your Amex purchases with others and get paid back directly to your Card as a statement credit. Best part? You'll be the one to earn the rewards for the purchase you split. Enrollment required. Terms apply.
- Instant Card Number: If your application is approved and you are eligible, you can begin using your Card number online and through your digital wallet, including Apple Pay, Google Pay, Samsung Pay, PayPal and Amazon Pay today.
Additional Notes
There is no annual fee for Additional Cards.