American Express
Marriott Bonvoy Business® Credit Card
Key Features
| Annual Fee | $125.00 |
| Regular APR | APR on purchases will be a variable rate, 19.49% - 28.49%, based on your creditworthiness and other factors as determined at the time of account opening. |
| Network | American Express |
About this card
The Marriott Bonvoy Business® Credit Card earns an overall rating of 3.6, reflecting a 'Good' card with some strengths and weaknesses. The card shines in its rewards program, particularly for Marriott loyalists, offering high points earnings at Marriott hotels and solid rewards on other business-related expenses. The annual free night award and automatic Gold Elite status are valuable perks that can easily offset the annual fee for frequent Marriott guests. The absence of foreign transaction fees is another plus for international travelers. However, the card's high APR is a significant drawback, making it an expensive option for those who carry a balance. The $125 annual fee, while justifiable for some, is a barrier to entry for others. The card's value is also heavily tied to the Marriott ecosystem, limiting its appeal to a broader audience. Considering all factors, the card is a solid choice for business owners who are frequent Marriott travelers but may not be ideal for those who prioritize low interest rates or general-purpose rewards.
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- Automatic elite status
- No foreign transaction fees
Things to consider
- Annual fee
- High regular APR
- Requires good or excellent credit
What this card offers
Sign-up bonuses
- Earn 3 Free Night Awards after you spend $6,000 on eligible purchases on the Card within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy® points at hotels participating in Marriott Bonvoy®. Resort fees and terms apply.
Rewards
- 6X MARRIOTT BONVOY POINTS At Hotels Per dollar on eligible purchases at hotels participating in Marriott Bonvoy.
- 4X MARRIOTT BONVOY POINTS On Purchases at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
- 2X MARRIOTT BONVOY POINTS On Other Purchases Made using the Marriott Bonvoy Business® American Express® Card.
Other features
- Marriott Bonvoy® Room Rate Discount Receive a 7% discount on eligible bookings at hotels which participate in the Marriott Bonvoy® program as a benefit of being both a Marriott Bonvoy® Member and a Marriott Bonvoy Business® American Express® Card Member when you book directly through an eligible Marriott channel under the Amex Business Card Rate.
- Earn & Redeem Free Nights Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
- Elite Night Credits Each calendar year, you can receive 15 Elite Night Credits towards the next level of Marriott Bonvoy® Elite status with your Marriott Bonvoy Business® American Express® Card. Limitations apply per Marriott Bonvoy® member account. Benefit is not exclusive to Cards offered by American Express.
- Marriott Bonvoy Air+Car Transfer Program Air+Car allows members to redeem Marriott Bonvoy points for flights and car rentals across hundreds of travel partners around the world.
- Complimentary Marriott Bonvoy® Gold Elite Status Receive complimentary Gold Elite status with your Marriott Bonvoy Business® American Express® Card, which includes priority late checkout (until 2 p.m., subject to availability) and earn 25% more points on every eligible hotel purchase. Must book with a Qualifying Rate at hotels participating in Marriott Bonvoy®.
- Premium Internet Access Stay connected with complimentary in-room, premium Internet access while staying at participating Marriott Bonvoy® hotels.
- No Foreign Transaction Fees Marriott Bonvoy Card Members enjoy international travel without foreign transaction fees from American Express when using their Card on purchases abroad.
- Know if you're approved with no personal credit score impact
Additional Notes
American Express can be accepted at 99% of places in the US that accept credit cards. 3Based on the Feb 2024 Nilson Report. Your personal credit score may be impacted if you submit an application. Booking requirements apply.