American Express
Marriott Bonvoy Business® Credit Card
TravelCash BackBusinessDiningGasHotelNo Foreign Transaction Fees
Key Features
| Annual Fee | $125.00 |
| Sign-up Bonus | Up to 5 Free Night Awards |
| Rewards Rate | 2x-6x Marriott Bonvoy Points |
| Regular APR | APR on purchases will be a variable rate, 19.49% - 28.49%, based on your creditworthiness and other factors as determined at the time of account opening. |
| Network | American Express |
Read the full review
Best for those with
Good Credit
About this card
The Marriott Bonvoy Business® Credit Card earns an overall rating of 3.7. This card is best suited for business owners who are already loyal to the Marriott Bonvoy program due to the high rewards rate within the Marriott ecosystem, automatic Gold Elite status, and the annual free night award. These benefits, coupled with no foreign transaction fees and a strong reputation, provide significant value. However, the card's high APR is a major drawback, making it less attractive for those who carry a balance. The $125 annual fee, while offset by the free night, is still a consideration. Overall, the card is a good choice for Marriott enthusiasts, but its niche focus and high APR prevent it from being excellent.
3.7
Overall Rating
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- Automatic elite status
- No foreign transaction fees
Things to consider
- Annual fee
- High regular APR
- Requires good or excellent credit
What this card offers
Sign-up bonuses
- Earn up to 5 Free Night Awards
- Earn 3 Free Night Awards after you spend $6,000 in purchases and an extra 2 Free Night Awards after you spend an additional $3,000 in purchases on the Card within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy® points, for a total potential value of up to 250,000 points, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees. Terms apply.
Rewards
- 6X MARRIOTT BONVOY POINTS At Hotels Per dollar on eligible purchases at hotels participating in Marriott Bonvoy.
- 4X MARRIOTT BONVOY POINTS On Purchases at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
- 2X MARRIOTT BONVOY POINTS On Other Purchases Made using the Marriott Bonvoy Business® American Express® Card.
Other features
- Marriott Bonvoy® Room Rate Discount Receive a 7% discount on eligible bookings at hotels which participate in the Marriott Bonvoy® program as a benefit of being both a Marriott Bonvoy® Member and a Marriott Bonvoy Business® American Express® Card Member when you book directly through an eligible Marriott channel under the Amex Business Card Rate.
- Marriott Bonvoy® Gold Elite Status Enjoy complimentary Gold Elite status with your Marriott Bonvoy Business® American Express® Card.
- Earn & Redeem Free Nights Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
- Elite Night Credits Each calendar year, you can receive 15 Elite Night Credits towards the next level of Marriott Bonvoy® Elite status with your Marriott Bonvoy Business® American Express® Card. Limitations apply per Marriott Bonvoy® member account. Benefit is not exclusive to Cards offered by American Express.
- Marriott Bonvoy Air+Car Transfer Program Air+Car allows members to redeem Marriott Bonvoy points for flights and car rentals across hundreds of travel partners around the world.
- Complimentary Marriott Bonvoy® Gold Elite Status Receive complimentary Gold Elite status with your Marriott Bonvoy Business® American Express® Card, which includes priority late checkout (until 2 p.m., subject to availability) and earn 25% more points on every eligible hotel purchase. Must book with a Qualifying Rate at hotels participating in Marriott Bonvoy®.
- Premium Internet Access Stay connected with complimentary in-room, premium Internet access while staying at participating Marriott Bonvoy® hotels.
- No Foreign Transaction Fees Marriott Bonvoy Card Members enjoy international travel without foreign transaction fees from American Express when using their Card on purchases abroad.
Additional Notes
American Express can be accepted at 99% of places in the US that accept credit cards.
Ratings
4.7
4.4
2.7
1.5
3.4