Platinum Card®

Sign-up bonuses

• AS HIGH AS 175,000 Membership Rewards points after you spend $12,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.

Rewards

• 5X Points on Flights Booked directly with airlines or through American Express Travel, on up to $500,000 on these purchases per calendar year.
• 5X Points on Prepaid Hotels Booked through American Express Travel.
• 1X Points On Other Purchases Terms and limitations apply.

Other features

• Global Lounge Collection With over 1,550 airport lounges - more than any other credit card company on the market - enjoy the benefits of the Global Lounge Collection, over $850 of annual value, with access to Centurion Lounges, 10 Delta Sky Club visits when flying on an eligible Delta flight, Priority Pass Select membership (enrollment required), and other select partner lounges.
• $600 Hotel Credit With over 3,000 hotels – and more hotels than any other credit card company where you can access a suite of special benefits – get up to $300 back in statement credits semi-annually on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel when you pay with your Platinum Card.
• $200 Uber Cash Add your Platinum Card to your Uber account to start receiving $15 in Uber Cash each month, plus a bonus $20 in December, to use on rides and orders in the U.S. when you select an Amex Card for your transaction.
• $120 Uber One Credit As a Platinum Card Member, you can get up to $120 in statement credits each calendar year after you purchase an auto-renewing Uber One membership with the Card. Terms apply.
• $200 Airline Fee Credit Earn up to $200 per calendar year in statement credits after incidental fees, such as checked bags and in-flight refreshments, are charged by your one selected qualifying airline to your Card.
• Fine Hotels + Resorts With over 1,800 properties worldwide, when you book Fine Hotels + Resorts through AmexTravel.com, you can receive a suite of benefits with an average total value of $550 in perks.
• $209 CLEAR+ Credit CLEAR is a digital identity verification company, which uses your face to help its Members move faster through security at select airports, stadiums, and entertainment venues nationwide. You can receive up to $209 in statement credits per calendar year after you sign up and pay for a CLEAR+ Membership (subject to auto-renewal) with your Platinum Card.
• Car Rental Loss and Damage Insurance When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
• Trip Delay Insurance If a round-trip is paid for entirely with your Eligible Card and a covered reason delays your trip more than 6 hours, Trip Delay Insurance can help reimburse certain additional expenses purchased with your same Eligible Card, up to $500 per trip, maximum 2 claims per Eligible Card per 12 consecutive month period. Terms, conditions and limitations apply.
• Trip Cancellation and Interruption Insurance If you purchase a round trip entirely with your Eligible Card and a covered reason cancels or interrupts your trip, Trip Cancellation and Interruption Insurance can help reimburse your non-refundable expenses purchased with the same Eligible Card, up to $10,000 per trip and up to $20,000 per Eligible Card per 12 consecutive month period. Terms, conditions and limitations apply.
• The Hotel Collection Explore over 1,300 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges with every booking of two nights or more through AmexTravel.com.
• Marriott Bonvoy Gold Elite Status With Marriott Bonvoy Gold Elite status, you can receive upgrades to enhanced rooms upon check-in when available. Available at hotels participating in Marriott Bonvoy when booked with a Qualifying Rate.
• Hilton Honors Gold Status As a Platinum Card Member, you are eligible to enroll in complimentary Hilton Honors Gold status.
• Leaders Club Sterling Status from The Leading Hotels of the World Make each stay memorable with The Leading Hotels of the World. With the Platinum Card, you can receive complimentary Leaders Club Sterling Status from The Leading Hotels of the World. Enjoy exclusive benefits such as a 5% Leaders Club points bonus on qualifying stays, and 5 pre-arrival upgrades annually (subject to availability). Enrollment required.
• Fee Credit for Global Entry or TSA PreCheck Receive either a statement credit every 4 years after you apply for Global Entry ($120) or a statement credit after you apply for a five-year membership for TSA PreCheck (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Platinum Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
• Platinum Travel Service Platinum Travel Consultants specialize in providing custom itineraries and tailored recommendations to help you make the most of your travels.
• No Foreign Transaction Fees No matter where you're traveling, when you use your Platinum Card there are no foreign transaction fees.
• Car Rental Privileges: Avis, Hertz, National Platinum Card Members enjoy complimentary premium status for select car rental programs. Platinum Card Members can view their specific Car Rental Privileges online by logging into their American Express account. Card Members must enroll through their American Express online account using their eligible Card. Terms and limitations apply.
• Premium Global Assist Hotline Whenever you travel more than 100 miles from home, Premium Global Assist Hotline is available for 24/7 emergency assistance and coordination services, including medical, legal, and financial referrals. Emergency medical transportation assistance may be provided at no cost only if approved and coordinated by Premium Global Assist Hotline. Card Members may be responsible for the costs charged by third-party service providers.
• $400 Resy Credit Get up to $100 in statement credits each quarter when you use the Platinum Card to make eligible purchases with Resy, including dining purchases at over 10,000 U.S. Resy restaurants. Enrollment required.
• $300 Digital Entertainment Credit Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card at participating partners. Enrollment required.
• Global Dining Access by Resy Get special access to sought-after U.S. Resy restaurants when you add your Platinum Card to your Resy profile. Access to Exclusive reservations, premium dining experiences, Priority Notify, and more, all from Resy.com or the Resy app.
• Platinum Nights by Resy With your Platinum Card, you get access to Platinum Nights by Resy which offers you sought after reservations at participating top Resy restaurants on select nights. Add your eligible Card to your Resy profile to explore and book Platinum Nights reservations.
• Premium Events Collection RSVP to tailored events. Your Platinum Card is your key to specially curated Premium Events Collection experiences. We customize once-in-a-lifetime events – from sporting and fashion to fine dining, art and performances – exclusively for our Platinum Card Members.
• Amex Special Ticket Access and more Card Members can access Amex Presale Tickets and Amex Reserved Tickets to select can’t-miss events and moments across sports, music, and more. Plus, Card Members can enjoy additional perks when attending select events.
• American Express Venue Collection Enjoy an enhanced experience at select stadiums and arenas thanks to on-site benefits including dedicated entrances or fast lanes. Plus enroll your Card and get 10% back on qualifying concessions purchases up to $250 per calendar year. Limit one enrolled Card per Card Member.
• $300 lululemon Credit You can receive up to $75 in statement credits each quarter when you use the Card for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. Enrollment required.
• $155 Walmart+ Credit Get up to a $12.95 statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Platinum Card.
• $200 Oura Ring Credit Oura Ring can help you meet your health goals. You can receive up to $200 in statements credits when you use the Platinum Card to purchase an Oura Ring at Ouraring.com each calendar year. Enrollment required.
• $300 Equinox Credit Get up to $300 in statement credits each year at Equinox. Simply use your Platinum Card to pay for an Equinox+ digital subscription, or an Equinox club membership subject to auto-renewal. Enrollment required.
• Amex Offers Amex Offers helps Card Members earn rewards on purchases for things they love. Card Members can browse and add Amex Offers to their eligible Card and earn extra rewards on qualifying purchases made at select brands.
• Return Protection With Return Protection, you may return eligible purchases to American Express if the seller won't take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express Card. Purchases must be made in the U.S. or its territories.
• Cell Phone Protection You can be reimbursed, the lesser of, your costs to repair or replace your damaged or Stolen cell phone for a maximum of up to $800 per claim with a limit of 2 approved claims per 12-month period when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim. Additional terms and conditions apply.
• Purchase Protection Sometimes your favorite new purchase gets stolen, accidentally damaged, or lost. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date. Up to $10,000 per Covered Purchase, up to $50,000 per calendar year.
• Extended Warranty When an American Express Card Member charges a Covered Purchase with his or her Eligible Card, Extended Warranty can provide up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of 5 years or less. Coverage is up to the actual amount charged to your Eligible Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year.
• Platinum Additional Cards Whether you add an Additional Platinum Card or a Companion Card, you can earn rewards on their purchases the same way you do your own. Plus, their purchases will be backed by the service of Platinum Card Membership.
• American Express App Whether you're planning ahead or improvising in the moment, use the American Express App for restaurant recommendations, trip itineraries, hotel bookings, and more.
• Send & Split Send & Split enhances the way you send money and split purchases with other Venmo and PayPal users, all in the American Express App. Now you can pay friends with more flexibility and without the standard Venmo or PayPal credit card fee. You can also seamlessly split your Amex purchases with others and get paid back directly to your Card as a statement credit. Best part? You'll be the one to earn the rewards for the purchase you split. Enrollment required. Terms apply.
• Year End Summary The Online Year-End Summary, typically available in January, reflects charges posted to your account from January 1st through December 31st of the prior year.
• Card Member Services Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.

Additional Notes

Choose your preferred Card design, including classic metal or mirror. The Platinum Card has no Preset Spending Limit, a unique feature that gives you the ability to unlock more purchase power as you use your Card. This means the spending limit is flexible. In fact, unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history.