Cash BackNo Annual FeeIntro Offer

Key Features

Annual Fee	$0.00
Sign-up Bonus	25% off first Athleta purchase
Rewards Rate	1x-5x Points
Regular APR	APR for purchases 33.24% This APR will vary with the market based on the Prime Rate. APR for balance transfers 33.24%, when using your Mastercard. This APR will vary with the market based on the Prime Rate. APR for cash advances 33.24%, when using your Mastercard. This APR will vary with the market based on the Prime Rate.
Other Fees	Balance transfer fee Either $5 or 5% of the amount of each transfer, whichever is greater, when using your Mastercard.
Network	Mastercard

Best for those with

Fair Credit

About this card

Overall Rating

Pros & Cons

What's great

No annual fee
Sign-up bonus
High rewards rate in specific categories
Cashback on purchases
Exclusive benefits and perks
Complimentary FICO Score access

Things to consider

High regular APR
No intro APR period
High balance transfer fee
Limited rewards categories

What this card offers

Sign-up bonuses

Receive 25% off your first purchase with your new card at Athleta

Rewards

Earn 5X points for every $1 spent at the Gap Inc. family of brands
Earn 3X points for every $1 spent at all eligible retail apparel brands
Earn 1X points for every $1 spent everywhere else Mastercard is accepted
500 points = $1 Reward redeemable in the Encore Market with exclusive products, offers, and experiences or on purchases at the Gap Inc. brands

Other features

No Annual Fee
Early Access & Partner Perks Special events, discounts, and other top perks
Enjoy Flexibility of Digital Wallets Such as Apple Pay and Google Pay
Encore Market Redeem points for exclusive products, offers, and experiences
$0 Fraud Liability Protection You’re not responsible for charges you did not authorize
Complimentary FICO Score Keep an eye on your credit with complimentary online access to FICO Credit Score

Additional Notes

By applying, you agree that you’ll first be considered for the Athleta Encore Mastercard which can be used anywhere Mastercard is accepted. If not approved for the Mastercard, you’ll then automatically be considered for the Athleta Encore Credit Card which can be used across all Gap Inc. stores and online.

Ratings

0