Bank of America
Air France KLM Visa Signature® Credit Card
Key Features
| Annual Fee | $89.00 |
| Intro APR | None |
| Regular APR | Standard APR 19.49% - 27.49% variable |
| Other Fees | Balance Transfer Fee 5% of each transaction |
| Network | Visa |
About this card
The Air France KLM Visa Signature® Credit Card is a mixed bag, offering decent rewards for Air France/KLM loyalists but burdened by a high APR and moderate annual fee. Its rewards structure, while beneficial for specific purchases (Air France/KLM, dining), isn't universally appealing, and the 1.5 miles per dollar on other purchases is underwhelming. The $89 annual fee and high APR significantly detract from its value, especially for those who carry a balance. While it offers no foreign transaction fees and a decent sign-up bonus, the card's overall value proposition is limited, making it a fair but not outstanding option. The lack of reputation data impacts the final rating, but is not weighed negatively.
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate on some categories
- No foreign transaction fees
Things to consider
- Annual fee
- High regular APR
- Balance transfer fee
What this card offers
Sign-up bonuses
- 50,000 Bonus Miles + 100 (XP) after you make $2,000 or more in purchases within the first 90 days of your account opening
Rewards
- Earn 3 Miles for every $1 spent on eligible Air France, KLM Royal Dutch Airlines and SkyTeam member airline purchases.
- Earn 3 Miles for every $1 spent on eligible dining purchases.
- Plus, earn 1.5 Miles for every $1 spent on all other purchases.
Other features
- 5,000 Miles every year on your account anniversary after you spend $50 or more on purchases within the anniversary year
- Receive 20 XP every year on your account anniversary.
- Earn an additional 80 XP (totaling 100 XP) on the account anniversary after you spend at least $15,000 or more on purchases within the anniversary year.
- Plus, earn an additional 60 XP (totaling 160 XP) on the account anniversary after you spend $25,000 or more on purchases within the anniversary year.
- No matter where you're travelling, feel free to use your Air France KLM Visa Signature® card without incurring foreign transaction fees when making purchases outside of the United States
- Redeem Miles toward flights with Air France, KLM Royal Dutch Airlines or any SkyTeam member airline to over 1,000 destinations worldwide
- We block potential fraud if abnormal patterns are detected and let you know if we suspect fraudulent activity. Plus, you always get a $0 Liability Guarantee for fraudulent transactions.
- An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America® checking account to your credit card. No transfer fees. Other fees may apply.
- Opt for paperless credit card statements and increase account security while reducing paper consumption.
- Discover more ways to pay by adding your Bank of America® credit card to your mobile device then shop in-store or in-app using Apple Pay®, Google Pay™ or Samsung Pay.
- Access to our award-winning Online and Mobile Banking. Bank on the go from almost anywhere quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more.
- Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid.
Additional Notes
Note: minimum payments are applied to lower-interest balances first. Additional payments are applied to higher-interest balances first.