Bank of America® Customized Cash Rewards Credit Card for Students

Sign-up bonuses

• Plus, a $200 online cash rewards bonus offer.
• Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening

Rewards

• Earn 3% cash back + 3% first-year cash back bonus in the category of your choice
• Automatic 2% cash back at grocery stores and wholesale clubs
• Unlimited 1% cash back on all other purchases
• Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
• Choose which category you want to earn 6% cash back in – for the first year: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings
• After the first year from account opening, you'll earn 3% cash back on purchases in your choice category.

Other features

• There's no annual fee and your cash rewards don't expire as long as your account remains open.
• Enjoy the flexibility to choose how you redeem your cash rewards – options include:
• Redeem your cash rewards for any amount, anytime for statement credits, deposits made directly into a Bank of America® checking or savings account, or for credit to an eligible account with Merrill, or to pay for eligible purchases when you shop at Amazon.com or check out with PayPal.
• Redemptions for a contribution to a qualifying 529 account with Merrill or for a check start at $25.
• You may set up automatic redemptions into an eligible Bank of America® or Merrill® account. Automatic redemptions start at $25. Statement credits, checks and contributions into a qualifying 529 account are not eligible for automatic redemption enrollment.
• Better Money Habits®
• Manage your money from almost anywhere. From home, the library and everywhere else, help stay in control of your finances with our award winning Mobile Banking app.
• Schedule an appointment
• Stay Protected We block potential fraud if abnormal patterns are detected and let you know if we suspect fraudulent activity. Plus, you always get a $0 Liability Guarantee for fraudulent transactions. Learn more at the Security Center Opens in a new window
• Balance Connect® for overdraft protection An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America® checking account to your credit card. No transfer fees. Other fees may apply.
• Paperless Statement Option
• Digital Wallet Technology Discover more ways to pay by adding your Bank of America® credit card to your mobile device then shop in-store or in-app using Apple Pay®, Google Pay™ or Samsung Pay. Learn more about Digital Wallets Technology opens in a new window
• Online & Mobile Banking Access to our award-winning Online and Mobile Banking. Bank on the go from almost anywhere quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more.
• Account Alerts Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid.

Additional Notes

This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now. You can also call 800.932.2775