Bank of America
Free Spirit® Travel More World Elite Mastercard®
Key Features
| Annual Fee | $79.00 |
| Intro APR | None |
| Regular APR | Standard APR 19.49% - 27.49% variable |
| Other Fees | Balance Transfer Fee 4% of each transaction |
| Network | Mastercard |
About this card
The Free Spirit® Travel More World Elite Mastercard® is a niche card with limited appeal outside of frequent Spirit Airlines flyers. Its strengths lie in the sign-up bonus, the annual companion voucher, and perks like priority boarding and free checked bags. However, it is weighed down by a high APR, an annual fee that requires frequent Spirit flights to justify, and negative perceptions of the airline itself. While the rewards structure is decent for Spirit purchases, it lacks the flexibility of more general travel cards. Reputation-wise, it's viewed favorably for loyal Spirit customers but poorly for others. Considering these factors, the overall rating is fair.
Pros & Cons
What's great
- Generous sign-up bonus
- No foreign transaction fees
- Rewards on purchases
- Travel perks
Things to consider
- Annual fee
- High regular APR
- Balance transfer fee
What this card offers
Sign-up bonuses
- Online Offer: Earn 50,000 bonus points plus a $100 Companion Flight Voucher after making at least $1,000 in purchases within the first 90 days of account opening
Rewards
- Earn 3 points per $1 spent on eligible Spirit purchases
- 2 points per $1 spent on eligible dining and grocery store purchases
- 1 point per $1 spent on all other purchases
Other features
- No foreign transaction fees
- Enjoy Two Free Checked Bags as a primary cardholder
- Enjoy Priority Check-in plus Group 2 Priority Boarding on all flights.
- Take advantage of a 25% rebate on all inflight food and beverage purchases when you pay with your card.
- Receive a $100 Companion Flight Voucher each anniversary after making at least $5,000 in purchases within the prior anniversary year
- Redeem points for flights and other select options with Spirit partners
- As long as your card account remains open, your points will not expire
- We block potential fraud if abnormal patterns are detected and let you know if we suspect fraudulent activity. Plus, you always get a $0 Liability Guarantee for fraudulent transactions.
- Balance Connect® for overdraft protection. An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America® checking account to your credit card. No transfer fees. Other fees may apply.
- Paperless Statement Option
- Discover more ways to pay by adding your Bank of America® credit card to your mobile device then shop in-store or in-app using Apple Pay®, Google Pay™ or Samsung Pay.
- Access to our award-winning Online and Mobile Banking. Bank on the go from almost anywhere quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more.
- Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid.
Additional Notes
This online only offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.