Bank of America Travel Rewards Secured Credit Card

Sign-up bonuses

• Secured card products are not eligible for a new account bonus offer, like a bonus points offer and introductory APRs are not available.

Rewards

• Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time.

Other features

• Help establish, strengthen, or even rebuild your credit
• A minimum security deposit of $200 (maximum of $5,000) is required to open this account.
• Your maximum credit limit will be determined by the amount of the security deposit you provide, your income and your ability to pay the credit line established.
• We'll periodically review your account and, based on your overall credit history (including your account and overall relationship with us, and other credit cards and loans), you may qualify to have your security deposit returned. Not all customers will qualify.
• Access to credit education on topics like using credit cards responsibly, budgeting and more.
• No foreign transaction fees
• No blackout dates or restrictions and points do not expire as long as your account remains open.
• Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
• Flexibility to redeem points for a statement credit to pay for travel and dining purchases, such as flights, hotel stays, vacation rentals, baggage fees, and also at restaurants – including takeout.
• We block potential fraud if abnormal patterns are detected and let you know if we suspect fraudulent activity. Plus, you always get a $0 Liability Guarantee for fraudulent transactions.
• Balance Connect for overdraft protection. An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America checking account to your credit card. No transfer fees. Other fees may apply.
• Paperless Statement Option
• Digital Wallet Technology. Discover more ways to pay by adding your Bank of America credit card to your mobile device then shop in-store or in-app using Apple Pay, Google Pay or Samsung Pay.
• Online & Mobile Banking. Access to our award-winning Online and Mobile Banking. Bank on the go from almost anywhere quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more.
• Account Alerts. Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid.

Additional Notes

Note: minimum payments are applied to lower-interest balances first. Additional payments are applied to higher-interest balances first.