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Bank of America Unlimited Cash Rewards Credit Card
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Bank of America

Bank of America Unlimited Cash Rewards Credit Card

Cash BackNo Annual FeeFlat-Rate RewardsIntro OfferBalance TransferZero Intro APR

Key Features

Annual Fee$0.00
Sign-up Bonus200 Cash Back Bonus
Rewards Rate1.5%-2% Cash Back
Intro APR0% Intro APR for your first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account.
Regular APR
Standard APR 17.49% - 27.49% variable
After the intro APR offer ends, a Variable APR that's currently 17.49% to 27.49% will apply.
Other Fees
3% of each transaction intro balance transfer fee for the first 60 days your account is open.
After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%.
Best for those with
Good Credit

About this card

Overall Rating

Pros & Cons

What's great

  • No annual fee
  • Intro APR period
  • Generous sign-up bonus
  • High rewards rate
  • Cashback on purchases

Things to consider

  • High regular APR
  • High balance transfer fee

What this card offers

Sign-up bonuses

  • Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening

Rewards

  • Earn 2% cash back on purchases for the first year from account opening.
  • Thereafter, you'll earn unlimited 1.5% cash back on all purchases.

Other features

  • Stay Protected We block potential fraud if abnormal patterns are detected and let you know if we suspect fraudulent activity. Plus, you always get a $0 Liability Guarantee for fraudulent transactions. Learn more at the Security Center Opens in a new window
  • Balance Connect® for overdraft protection An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America® checking account to your credit card. No transfer fees. Other fees may apply.
  • Paperless Statement Option Opt for paperless credit card statements and increase account security while reducing paper consumption.
  • Digital Wallet Technology Discover more ways to pay by adding your Bank of America® credit card to your mobile device then shop in-store or in-app using Apple Pay®, Google Pay™ or Samsung Pay.
  • Online & Mobile Banking Access to our award-winning Online and Mobile Banking. Bank on the go from almost anywhere quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more.
  • Account Alerts Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid.

Additional Notes

This offer may not be available elsewhere if you leave this page. Note: minimum payments are applied to lower-interest balances first. Additional payments are applied to higher-interest balances first.

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