Building Credit

Key Features

Annual Fee	$175.00
Sign-up Bonus	No signup bonus.
Rewards Rate	No rewards program.
Regular APR	Annual Percentage Rate (APR) for Purchases 35.9% APR for Cash Advances 35.9%
Other Fees	Monthly Fee $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month) Cash Advance Fee $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100) Foreign Transaction Fee 1% of each transaction in U.S. dollars Late Payment Fee Up to $41 Overlimit Fee Up to $41 Returned Payment Fee Up to $41 Minimum Interest Charge If you are charged interest, the charge will be no less than $1.00
Network	Mastercard

Best for those with

Poor Credit

About this card

Overall Rating

Pros & Cons

What's great

Reports to all three credit bureaus

Things to consider

High annual and monthly fees
High regular APR
No rewards or sign-up bonus
Foreign transaction fees apply
No intro APR period
Initial available credit significantly reduced by fees

What this card offers

Other features

Reports to all three credit bureaus
Mastercard is accepted at 40 million locations online, in app and in store
Your due date is at least 25 days after the close of each billing cycle.
We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
We will begin charging interest on cash advances on the transaction date.
How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases)”.

Additional Notes

NOTICE: Some set up and maintenance fees will be assessed before you begin using your card and will reduce the amount of credit you initially have available. Based on your initial credit limit of $700, your initial available credit will be only about $525. Monthly Minimum Payment is 7% of your New Balance or $40, whichever is greater, rounded to nearest dollar.

Ratings

0

Milestone Mastercard®