Barclays
JetBlue Premier Card
Key Features
| Annual Fee | $499.00 |
| Sign-up Bonus | 100,000 bonus points |
| Rewards Rate | 1x-6x points |
| Intro APR | 0% introductory APR for the first twelve billing cycles following each balance transfer that posts to your account within 45 days of account opening. |
| Regular APR | 19.49% to 29.49%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. After that, (and for balance transfers that do not post to your account within 45 days of account opening) your APR will be 19.49% to 29.49%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. 29.74%This APR will vary with the market based on the Prime Rate. |
| Other Fees | Either $5 or 5% of the amount of each transfer, whichever is greater. Balance transfer fee: 5% (min. $5). Cash advance and fee: 5% (min. $10). Foreign transaction fee: 0%. The minimum monthly interest charge will be $1.00. |
| Network | Mastercard |
About this card
The JetBlue Premier Card presents a highly specialized value proposition, earning a 'Fair' overall rating. Its strengths lie in an exceptionally robust rewards program designed for dedicated JetBlue loyalists, including a generous sign-up bonus of 100,000 points, high earning rates (6X on JetBlue, 2X on dining/groceries), and valuable travel benefits such as lounge access, up to $300 in annual travel credits, free checked bags for up to four people, and accelerated progress towards Mosaic status. The 15% points back on award flights and annual bonus points further enhance its appeal for frequent flyers. However, these significant benefits are severely counterbalanced by an exceptionally high $499 annual fee, which is among the highest for co-branded airline cards. This fee makes the card viable only for a very specific, high-spending segment of JetBlue travelers who can consistently maximize nearly all of its perks to offset the cost. Furthermore, the card's APR range (19.49% to 29.49%) is quite poor for a product targeting individuals with excellent credit, making it a very expensive option for carrying a balance. While it offers no foreign transaction fees, the high balance transfer and cash advance fees, coupled with the exorbitant annual fee, significantly detract from its overall value proposition for the average consumer. The card's fit for its target audience is excellent, but its prohibitive cost and high APR create notable limitations that prevent a higher overall rating.
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate on airline purchases and everyday spending
- Extensive travel benefits including lounge access and free checked bags
- No foreign transaction fees
- Opportunity to earn airline elite status
- Introductory APR period for balance transfers
Things to consider
- High annual fee
- High regular APR
- High balance transfer fee
What this card offers
Sign-up bonuses
- Earn 100,000 bonus points after qualifying account activity
- Earn 100,000 bonus points after spending $5,000 on purchases and paying the annual fee in full, both within the first 90 days
Rewards
- 6X points on eligible JetBlue purchases
- 2X points at restaurants and eligible grocery stores
- 1X points on all other purchases
Other features
- Complimentary access to BlueHouse for cardmembers with eligible fares.
- Access to over 1,800 participating lounges and travel experiences in over 700 airports in 146 countries.
- Earn up to $300 in statement credits on TrueBlue Travel purchases per calendar year
- Earn toward Mosaic with every purchase
- Earn 5,000 bonus points each year after your JetBlue Premier Card account anniversary
- Get 15% of your points back after you redeem for and travel on an Award Flight
- Points never expire
- $0 Fraud Liability protection
- Up to $120 application fee statement credit every 4 years
- Group 3 boarding on JetBlue-operated flights
- 50% savings on eligible inflight purchases on JetBlue-operated flights
- Free first checked bag for you and up to 3 eligible travel companions on JetBlue-operated flights
- Points Payback allows you to redeem points for a statement credit
- Redeem for any seat, any time on JetBlue-operated flights
- Points required for an Award flight will vary based on the published base fare at the time of booking
- Pay for your flight with almost any combination of dollars and TrueBlue points – starting with as few as 500 points
- No foreign transaction fees on international purchases
- Earn up to $2,000 in companion pass statement credits after eligible purchases in a calendar year
- Receive an annual 25-tile bonus after year-end to fast-track your Mosaic status for the next year
Additional Notes
Offer subject to credit approval.