Barclays
JetBlue Premier Card
Key Features
| Annual Fee | $499.00 |
| Sign-up Bonus | 90,000 bonus points |
| Rewards Rate | 1x-6x points |
| Intro APR | 0% introductory APR for the first twelve billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, (and for balance transfers that do not post to your account within 45 days of account opening) your APR will be 19.74% to 29.74%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. |
| Regular APR | 19.74% to 29.74%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. After that, (and for balance transfers that do not post to your account within 45 days of account opening) your APR will be 19.74% to 29.74%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. 29.99%This APR will vary with the market based on the Prime Rate. |
| Other Fees | Balance transfer fee Either $5 or 5% of the amount of each transfer, whichever is greater. The minimum monthly interest charge will be $1.00. Cash advance and fee: 5% (min. $10). Foreign transaction fee: 0%. |
| Network | Mastercard |
About this card
The JetBlue Premier Card receives a 'Fair' overall rating. Its strengths lie in an exceptionally robust rewards program designed for dedicated JetBlue loyalists, including a generous sign-up bonus of 90,000 points, high earning rates (6X on JetBlue, 2X on dining/groceries), and valuable travel benefits such as Priority Pass lounge access, up to $300 in annual travel credits, free checked bags for up to four people, and accelerated progress towards Mosaic status. The 15% points back on award flights and annual bonus points further enhance its appeal for frequent flyers, alongside the absence of foreign transaction fees. However, these significant benefits are severely counterbalanced by an exceptionally high $499 annual fee, which is among the highest for co-branded airline cards. This fee makes the card viable only for a very specific, high-spending segment of JetBlue travelers who can consistently maximize nearly all of its perks to offset the cost. Furthermore, the card's APR range (19.74% to 29.74%, with some mentions up to 29.99%) is quite poor for a product targeting individuals with excellent credit, making it a very expensive option for carrying a balance. High balance transfer and cash advance fees also detract from its value. The reputation analysis highlights significant skepticism regarding the Premier card's value proposition compared to the Plus card, and widespread dissatisfaction with Barclays' customer service. While the card offers excellent fit for its intended niche of ultra-loyal JetBlue flyers, its prohibitive costs and high APR create notable limitations that prevent a higher overall rating, resulting in an average-to-below-average score for the broader market.
Pros & Cons
What's great
- Generous sign-up bonus
- Introductory APR on balance transfers
- High rewards rate on travel and specific categories
- No foreign transaction fees
- Extensive travel benefits and luxury perks
- Opportunity to earn airline elite status faster
Things to consider
- High annual fee
- High regular APR
- High balance transfer fee
What this card offers
Sign-up bonuses
- Earn 90,000 bonus points after qualifying account activity
- Earn 90,000 bonus points after spending $5,000 on purchases and paying the annual fee in full, both within the first 90 days2
Rewards
- 6X points on eligible JetBlue purchases
- 2X points at restaurants and eligible grocery stores
- 1X points on all other purchases
Other features
- 50% savings on eligible inflight purchases on JetBlue-operated flights
- Points Payback allows you to redeem points for a statement credit
- Earn toward Mosaic with every purchase
- Free first checked bag for the primary cardmember and up to 3 eligible travel companions on the same itinerary when you use your JetBlue Premier Card on JetBlue-operated flights
- 5,000 bonus points each year after your JetBlue Premier Card account anniversary
- Get 15% of your points back after you redeem for and travel on a JetBlue-operated Award Flight
- Access to over 1,800 participating lounges and travel experiences in over 700 airports in 146 countries with Priority Pass
- Complimentary access to BlueHouse for cardmembers with eligible fares
- Earn up to $2,000 in companion pass statement credits after eligible purchases in a calendar year
- Receive an annual 25-tile bonus after year-end to fast-track your Mosaic status for the next year
- Group 3 boarding on JetBlue-operated flights for the primary cardmember, authorized users, and up to 4 eligible travel companions
- Up to $120 application fee statement credit every 4 years for Global Entry or TSA PreCheck
- Earn up to $300 in statement credits on TrueBlue Travel purchases per calendar year
- Redeem for any seat, any time on JetBlue-operated flights Points required for an Award flight will vary based on the published base fare at the time of booking3
- Cash + Points Short on points (or cash) for that trip? Pay for your flight with almost any combination of dollars and TrueBlue points – starting with as few as 500 points3
- No foreign transaction fees on international purchases1
- $0 Fraud Liability protection Means you’re not responsible for unauthorized charges
- Points never expire
- Your points will be ready whenever you are3
Additional Notes
Offer subject to credit approval.