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Barclays

Breeze Easy® Visa® Credit Card

Cash BackDiningGroceryAirlineIntro OfferNo Foreign Transaction FeesGood Credit

Key Features

Annual Fee$89.00
Intro APR0% introductory APR for the first 12 billing cycles following each balance transfer that posts to your account within 45 days of account opening.
Regular APR
APR for purchases: 19.49% to 29.49%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.
After that (and for balance transfers that do not post within 45 days of account opening) your APR will be 19.49% to 29.49%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.
APR for cash advances: 29.74% This APR will vary with the market based on the Prime Rate.
Other Fees
Balance transfer fee Either $5 or 5% of the amount of each transfer, whichever is greater.
The minimum monthly interest charge will be $.50.
Cash advance fee: 5% (min. $10).
Foreign transaction fee: 0%.
NetworkVisa
Read the full review
Best for those with
Good Credit

About this card

The Breeze Easy Visa card is a niche product best suited for frequent Breeze Airways flyers. Its high APR range (19.49%-29.49%) is a significant drawback, especially for a card targeting those with good credit. While the rewards structure offers up to 10x points on Breeze purchases and a decent sign-up bonus, the $89 annual fee and limited rewards categories outside of Breeze diminish its appeal. Barclays' poor customer service reputation is also a major concern. The card's value proposition hinges on frequent Breeze flights, making it a fair option (2.4/5.0) for loyal customers but a poor choice for general use.

2.4
Overall Rating

Pros & Cons

What's great

  • Generous sign-up bonus
  • No foreign transaction fees
  • Intro APR period
  • Earning bonus points on purchases
  • Points do not expire
  • Priority boarding

Things to consider

  • Annual fee
  • High regular APR
  • High balance transfer fee
  • Limited rewards categories

What this card offers

Sign-up bonuses

  • Limited Time Offer: Earn up to 50,000 bonus BreezePoints*
  • Earn 30,000 bonus BreezePoints, plus Breezy 1 benefits, after spending $1,000 on purchase within the first 90 days. Plus, earn 20,000 bonus BreezePoints after spending a total of $5,000 on purchases within the first 180 days.
  • Earn Breezy 1 Including a Bundle Upgrade after spending $1,000 on purchases within the first 90 days2

Rewards

  • Earn up to 10X BreezePoints on Nicer Bundles and Nicest Bundles - 5X when you buy, plus 5X when you fly2,3
  • Earn up to 4X BreezePoints on Nice Bundles - that’s 2X when you buy, plus 2X when you fly2,3
  • Earn up to 2X BreezePoints on No Flex Flares – that’s 1X when you buy, plus 1X when you fly
  • Earn 2X BreezePoints on eligible grocery store & restaurant purchases including Breeze Airways inflight food and beverages2
  • Earn 1 BreezePoint for every $1 spent on all other Net Purchases made with your Card Account.2

Other features

  • No foreign transaction fees.1
  • Priority Boarding Primary cardmembers and their companions receive Zone 1 priority boarding when traveling on flights operated by Breeze Airways.2
  • Unlimited Points Earning There’s no limit to the total BreezePoints you can earn using your Breeze Easy Visa.2
  • Complimentary WiFi With Complimentary Inflight WiFi, you can surf, stream and stay connected while you enjoy your flight on Breeze Airways.2
  • BreezePoints Never Expire As a cardmemeber, your BreezePoints never expire. They're yours to earn and yours to burn for as long as you want.2
  • Full Points Flexibility Use BreezePoints how you want, whenever you want.
  • Earn 7,500 Anniversary Bonus BreezePoints after every account anniversary with eligible purchases.2

Additional Notes

*50,000 bonus BreezePoints do not count toward Breezy Rewards progress Points required for an Award Flight will vary based on the published fare at the time of booking. $300 value is based on current points-only redemption rates for Breeze award travel. The Breeze Easy® Visa® Credit Card is issued by Barclays Bank Delaware pursuant to a license from Visa U.S.A Inc. Visa and Visa Signature are registered trademarks and used under license from Visa U.S.A. Inc.

Ratings

3.1
2.8
2.8
1.8
2.1