Spark 1% Classic

Rewards

• Earn unlimited 1% cash back for your business on every purchase, everywhere, no limits or category restrictions.
• Plus, earn unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel.

Other features

• Free Business-Grade Benefits Get access to business-grade features and benefits, including digital tools that help you manage your expenses and employee spending with ease.
• Automatic payments Set up AutoPay so you don’t have to worry about signing into your account every month.
• $0 fraud liability If your card is lost or stolen, you can get an emergency replacement and a cash advance.
• Year-end summaries Get an itemized report of your spending to simplify budgeting and tax time.
• Account managers Assign an account manager to make purchases and payments, review transactions and resolve any problems.
• Purchase records Quickly and securely download your purchase records into multiple formats including Quicken®, QuickBooks® and Excel®.
• Virtual card numbers Make safer payments online without exposing your actual card number with merchants.
• Choose your due date Pick your own monthly due date. Your business has the control to pay when you want.
• Transaction details Stay on top of your purchases. You can find merchant information like an address, logo, phone number and map, when available.
• Recurring transactions View a list of merchants that charge your business card monthly like subscriptions and bills.
• Free employee cards Track employee spending while earning all the rewards from their purchases.
• Spend limits Set customized spending limits for employee cards and see transactions as soon as they post.
• No foreign transaction fees Pay zero foreign transaction fees on purchases made outside of the United States.
• Roadside assistance Our business cards offer services to help you during auto-related emergencies, such as jump-starting, tire changing and towing.
• Capital One Business Travel Save time and money with complimentary access to an all-in-one business travel management solution.
• Account access Manage your account online or use the mobile app to get account activity alerts, see payment options, download past account statements and more.
• Security alerts Get notified via text, email and phone if Capital One notices potential suspicious transactions on your account.
• Fraud & security alerts Receive an email or text message alert if we detect a potential mistake or suspicious charge on your account.
• Card lock Lock your card or an employee’s if it has been misplaced, lost or stolen.
• Extended warranty Get free additional warranty and protection on eligible items that you purchase with your card.
• Customer support Our Capital One Business representatives are specially trained to work with business owners and are available to answer any questions you may have.
• Credit Building Build and strengthen your credit by using this card responsibly.
• Invest in Yourself Jumpstart your business journey while earning unlimited 1% cash back on every purchase, everywhere, with no limits or category restrictions

Additional Notes

Credit Level: Fair