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Capital One

Venture X

TravelLuxuryExcellent CreditCash BackHotelAirlineNo Foreign Transaction Fees

Key Features

Annual Fee$395.00
Regular APR
Purchase Rate 19.49% - 28.49% variable APR
Read the full review
Best for those with
Very Good Credit

About this card

The Capital One Venture X card is a solid travel card that offers a compelling value proposition, resulting in an overall rating of 3.8. Its strengths lie in its generous rewards program, including a high 2x miles earning rate, valuable travel credits, and access to airport lounges. The $300 annual travel credit and 10,000-mile anniversary bonus effectively offset the $395 annual fee for many users. However, its high APR range and some concerns about Capital One's customer service and the Capital One Travel portal bring the rating down slightly. The card is particularly well-suited for frequent travelers with excellent credit who can maximize its travel benefits.

3.8
Overall Rating

Pros & Cons

What's great

  • Generous sign-up bonus
  • Lounge membership
  • Automatic elite status
  • Travel credits
  • High rewards rate

Things to consider

  • High annual fee
  • High regular APR
  • Requires excellent credit

What this card offers

Sign-up bonuses

  • This one-time bonus is available by clicking the "Apply Now" button on this page, and may not be available if you navigate away from or close this page. Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.

Rewards

  • Plus earn 5X miles on Capital One Entertainment purchases.

Other features

  • Venture X primary cardholders can enjoy access to Capital One Lounge and Landing locations.
  • Venture X primary cardholders can enjoy access to 1,300+ participating lounges worldwide from Priority Pass.
  • Book confidently with free price drop protection
  • If you book your flight when we recommend and the price drops within 10 days, you’ll get up to $50 in travel credit for the difference.
  • If you find a better price, we’ll match it
  • Let us know within 24 hours of booking an eligible flight, hotel or rental car and we’ll give you a travel credit for the difference.
  • Make your plans more flexible
  • Add the option to cancel your flight up to 3 hours before your scheduled departure and get most of your booking cost refunded.
  • Know when to buy and when to wait
  • Set a price alert and we’ll watch your flight 24/7 to notify you when prices drop.
  • Cardholders enjoy access to exclusive reservations at award-winning restaurants and tickets to unforgettable culinary experiences.
  • Cardholders can experience events across music, sports and dining with exclusive access to pre-sales, tickets, and more. Plus earn 5X miles on Capital One Entertainment purchases.
  • Access extraordinary travel experiences, destination guides and more with a complimentary PRIOR Subscription (a $149 value).
  • Unlock the world of art. Get access to over 60 of the world’s best museums with 50% off the Enthusiast membership to The Cultivist for up to 2 years.
  • You will earn 10,000 bonus miles after your anniversary each year, starting with your first anniversary.
  • Once you qualify for this bonus, we will apply it to your rewards balance.
  • Annually, eligible Venture X primary account holders will receive a $300 Capital One Travel credit (“Credit”) to use toward purchases made through Capital One Travel.
  • To receive a statement credit up to $120, you must use your Venture X card to either complete the Global Entry application and pay the application fee, or complete the TSA PreCheck® application and pay the application fee.
  • Upon doing so, a new webpage will open; there, Venture X and Venture X Business cardholders will be able to enroll directly in or request an upgrade to Hertz President’s Circle® status and Venture, VentureOne, Savor, Savor Student, Quicksilver, Quicksilver Student, Spark Miles and Spark Miles Select cardholders will be able to enroll directly in or request an upgrade to Hertz Five Star® status.

Additional Notes

Credit Level: Excellent

Ratings

4.3
4.5
4
1.5
3.5