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Capital One

Venture X

TravelCash BackLuxuryExcellent CreditHotelAirlineNo Foreign Transaction Fees

Key Features

Annual Fee$395.00
Sign-up Bonus75,000 bonus miles
Rewards Rate1x-10x miles
Regular APR
Purchase Rate 19.49% - 28.49% variable APR
NetworkVisa
Read the full review
Best for those with
Excellent Credit

About this card

Considering all factors, the Capital One Venture X earns an overall rating of 4.3. The card excels in its rewards program and reputation, offering high rewards rates and valuable travel credits that significantly outweigh the annual fee for frequent travelers. The positive sentiment from both experts and users further solidifies its standing. While the APR is high and the annual fee is present, the strengths in rewards, reputation, and the overall value proposition make it an excellent choice for those who can maximize its benefits.

4.3
Overall Rating

Pros & Cons

What's great

  • Generous sign-up bonus
  • High rewards rate
  • Transfer partners
  • Luxury perks
  • Lounge membership
  • No foreign transaction fees

Things to consider

  • High regular APR
  • Annual fee
  • Requires excellent credit

What this card offers

Sign-up bonuses

  • Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.

Rewards

  • 10X Miles on hotels & rental cars booked through Capital One Travel
  • 5X Miles on flights and vacation rentals booked through Capital One Travel
  • 2X Miles on all other purchases, every day
  • Plus earn 5X miles on Capital One Entertainment purchases.

Other features

  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.
  • Receive a $300 annual credit for bookings through Capital One Travel, where you’ll get our best prices on thousands of options.
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®.
  • Venture X primary cardholders can enjoy access to Capital One Lounge and Landing locations.
  • Venture X primary cardholders can enjoy access to 1,300+ participating lounges worldwide from Priority Pass.
  • If you book your flight when we recommend and the price drops within 10 days, you’ll get up to $50 in travel credit for the difference.
  • Let us know within 24 hours of booking an eligible flight, hotel or rental car and we’ll give you a travel credit for the difference.
  • Add the option to cancel your flight up to 3 hours before your scheduled departure and get most of your booking cost refunded.
  • Set a price alert and we’ll watch your flight 24/7 to notify you when prices drop.
  • Cardholders enjoy access to exclusive reservations at award-winning restaurants and tickets to unforgettable culinary experiences.
  • Cardholders can experience events across music, sports and dining with exclusive access to pre-sales, tickets, and more.
  • Add cardholders to your account—they can enjoy benefits and you will earn rewards on every dollar they spend.
  • You won’t pay a transaction fee when making purchases outside of the United States.
  • Your miles won’t expire for the life of the account, so they’re always there when you need them. Plus, there are no blackout dates.
  • Protect your cell phone every time you pay your bill with your Venture X card. If it’s stolen or damaged, you’ll get reimbursed up to $800. Certain terms, conditions and exclusions apply.
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, vacation rentals, rental cars and more–plus transfer miles to your choice of 15+ travel loyalty programs.
  • Refer your friends and family to apply for a Venture X card and earn up to 100,000 bonus miles when they’re approved. Terms apply.
  • Access extraordinary travel experiences, destination guides and more with a complimentary PRIOR Subscription (a $149 value).

Additional Notes

Credit Level Excellent

Ratings

4.6
4.6
4.1
1.5
3.6