Chase
Aeroplan® Card
DiningGroceryAirlineNo Foreign Transaction FeesTravel
Key Features
| Annual Fee | $95.00 |
| Regular APR | 19.74Min. of (6.75+12.99) and 29.99%–28.24Min. of (6.75+21.49) and 29.99% variable APR. |
| Other Fees | Roadside service fees will be billed to your card at time of dispatch. |
| Network | Mastercard |
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Best for those with
Good Credit
About this card
Considering the individual ratings and the reputation analysis, the Aeroplan card receives an overall rating of 3.7. The rewards program is a significant strength, providing solid value for Air Canada flyers and those who spend on dining and groceries. The absence of foreign transaction fees and automatic elite status are valuable benefits. The $95 annual fee is standard for this type of card, and is justified by the benefits. However, the very high APR is a significant drawback that greatly impacts the card's value. The strong positive reputation also contributes to the overall score. Strengths include the generous sign-up bonus, high rewards rate, no foreign transaction fees, automatic elite status, and luxury perks. Weaknesses are the annual fee and very high regular APR.
3.7
Overall Rating
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- No foreign transaction fees
- Automatic elite status
- Luxury perks
- Transfer partners
Things to consider
- Annual fee
- High regular APR
What this card offers
Sign-up bonuses
- Earn 60,000 bonus points after spending $3,000 on purchases in the first 3 months your account is open.
Rewards
- 3x points for each dollar spent at grocery stores.
- 3x points for each dollar spent on dining at restaurants including takeout and eligible delivery services.
- 3x points for each dollar spent with Air Canada directly.
- 1x points for each dollar spent on all other purchases.
- 500 bonus points for every $2,000 you spend in a calendar month - up to 1,500 points per month.
Other features
- New cardmembers will automatically receive Aeroplan 25K Status for the remainder of the calendar year, plus the following calendar year.
- Keep your Aeroplan 25K Status with $15,000 in account spend during a calendar year.
- Achieve Aeroplan 35K Status after spending $75,000 on purchases made during a calendar year.
- Primary Cardmembers can get up to 25,000 Status Qualifying Credits (SQC) each calendar year (5,000 SQC as a bonus, 10,000 SQC with $25,000 in net purchases, and another 10,000 SQC with $50,000 in net purchases on the card account).
- Cardmembers and travel companions (up to eight) traveling on the same reservation will all enjoy free first checked bags (up to 50lb) when travel originates on an Air Canada flight.
- We've made it easy to turn your recent travel, dining, grocery store and gas station purchases into a statement credit. It’s up to you how you want to redeem your Aeroplan Points. Just select your eligible transactions that posted to your account within the last 90 days to redeem.
- You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
- Receive access to preferred pricing on flight rewards. As the Primary Cardmember, you can often book flight rewards for even fewer points.
- Receive a statement credit of up to $120 every 4 years as a reimbursement for the application fee charged to your Aeroplan Card.
- Mastercard 24/7 Concierge
- Chase Aeroplan credit cardmembers, get a 10% transfer bonus after transferring 50,000 or more Ultimate Rewards points in a single transaction from an eligible Chase credit card to their Aeroplan account. Maximum of 25,000 Aeroplan bonus points per calendar year.
- You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.
- Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
- You won't be held responsible for unauthorized charges made with your card.
- We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.
- If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.
- Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.
- If you have a roadside emergency, call the service provider to dispatch the help you need. Roadside service fees will be billed to your card at time of dispatch.
- Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
- Get one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate.
- Activate by Dec 31, 2027.
- Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
- For fast, easy and secure checkout simply tap to pay where you see the Contactless symbol.
- Chase Pay Over Time (formerly My Chase Plan) lets eligible Chase customers break up credit card purchases into budget friendly payments. Pay off an eligible purchase you've already made of $100 or more in smaller, equal monthly payments. No interest - just a fixed monthly fee with plan durations that range from 3-24 months.
- And points do not expire as long as your Aeroplan Credit Card account is open.
Ratings
4.6
4.2
4.3
1.3
3.6