Search

Search articles, credit cards, reviews, and categories...

Disney® Inspire Visa® Card
Apply Now

Chase

Disney® Inspire Visa® Card

TravelCash BackDiningGasGroceryHotelAirlineIntro OfferNo Foreign Transaction Fees

Key Features

Annual Fee$149.00
Sign-up Bonus$300 Disney Gift Card
Rewards Rate1%-10% rewards
Intro APR0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 18.24%-27.74%.
Regular APR
18.24%-27.74% variable APR.
Other Fees
No foreign transaction fees
NetworkVisa
Read the full review
Best for those with
Very Good Credit

About this card

The Disney® Inspire Visa® Card earns an overall rating of 4.7 out of 5.0, classifying it as 'Excellent' and approaching 'Exceptional' for its specific target audience. This card is a best-in-class co-branded offering for dedicated Disney enthusiasts, offering unparalleled value for those who frequently engage with Disney products, services, and experiences. Its strengths lie overwhelmingly in its extraordinarily rich and tailored rewards program, a highly favorable fee structure (despite the annual fee), and the exclusive perks that elevate the Disney experience. The rewards program is the card's shining star, rated at 4.9/5.0. It delivers exceptional value with high earning rates (up to 10% on streaming, 3% on gas and U.S. Disney locations, 2% on groceries/dining), substantial annual statement credits ($200 for resort stays/cruises, $100 for theme park tickets, $120 for streaming), and an incredibly generous $500 initial sign-up bonus. The flexibility to redeem rewards for a wide array of Disney purchases, as well as airline tickets, with no block-out dates, adds significant appeal. For a Disney loyalist, these benefits easily outweigh the $149 annual fee.

4.6
Overall Rating

Pros & Cons

What's great

  • Generous sign-up bonus
  • High rewards rate
  • Intro APR period
  • No foreign transaction fees
  • Luxury perks
  • Flexible rewards redemption

Things to consider

  • Annual fee
  • High regular APR

What this card offers

Sign-up bonuses

  • Get a $300 Disney Gift Card eGift to use today upon approval
  • earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months from account opening.

Rewards

  • Earn 10% on card purchases made directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com.
  • Earn 3% on card purchases at gas stations and most other U.S. Disney locations.
  • Earn 2% on card purchases at grocery stores and restaurants.
  • Earn 1% on all other card purchases.

Other features

  • There are no limits to the number of Disney Rewards Dollars you can earn.
  • Get exclusive park benefits each year only with the Disney Inspire Visa Card.
  • Earn $200 Disney Rewards Dollars after spending $2,000 per anniversary year on U.S. Disney Resort stays and Disney Cruise Line bookings.
  • Earn a $100 Statement Credit after spending $200 per anniversary year on U.S. Disney Theme Park Tickets.
  • Disney Card Designs Put a little character in your wallet. Choose from several new unique card designs when applying.
  • Once you have the Disney Inspire Visa Card you can change your design at any time.
  • Disney Streaming Earn a $10 statement credit each month after spending $10 or more on qualifying subscriptions directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com. Yearly activation required.
  • Pay Yourself Back You can use Pay Yourself Back to redeem Rewards Dollars for a statement credit toward purchases made at most Disney locations in the U.S. and online at Disney sites including DisneyStore.com, DisneyPlus.com, Hulu.com or Stream.ESPN.com. Cardmembers can also redeem Rewards Dollars for a statement credit toward airline tickets purchased with your card.
  • There are no block-out dates when redeeming Rewards Dollars.
  • Use toward Disney Theme Park Tickets, Resort stays, shopping, dining, Disney Cruise Line sailings and more in the U.S.
  • Special Disney Vacation Financing Enjoy 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 18.24%-27.74% with the Disney Inspire Visa Card.
  • 10% off Select Merchandise Purchases Receive 10% off select merchandise purchases at select locations at the Disneyland Resort and Walt Disney World Resort when you use your Disney Inspire Visa Card.
  • 10% off Select Dining Locations Receive 10% off select dining locations most days at the Disneyland Resort and Walt Disney World Resort when you use your Disney Inspire Visa Card.
  • 15% off Select Guided Tours Receive 15% off the non-discounted price of select guided tours at the Disneyland Resort and Walt Disney World Resort when you use your Disney Inspire Visa Card.
  • Disney Parks Photo Opportunities Pose for special photos at our private Cardmember locations at the Disneyland Resort and Walt Disney World Resort. Plus, encounter Super Heroes at the Disneyland Resort. Receive complimentary downloads of your photos.
  • 10% off Select Purchases at DisneyStore.com Save 10% on select purchases at DisneyStore.com when you use your Disney Inspire Visa Card.
  • You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
  • Baggage Delay Insurance Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
  • Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
  • Extended Warranty Protection Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
  • Chase Pay Over Time lets eligible Chase customers break up credit card purchases into budget friendly payments.
  • After purchase (formerly My Chase Plan): Pay off an eligible purchase you've already made of $100 or more in smaller, equal monthly payments. No interest - just a fixed monthly fee with plan durations that range from 3-24 months.
  • At checkout: Chase credit card members may have the option to create a payment plan at checkout on Amazon.com. Orders totaling $50 or more using your eligible Chase credit card at Amazon.com could be eligible for Chase Pay Over Time. You will be able to view Chase Pay Over Time plan options (including the fixed APR and durations) at checkout.
  • DoorDash Get one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027.
  • Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.

Additional Notes

There are no block-out dates when redeeming Rewards Dollars.

Ratings

4.7
4.6
4.8
2.5
4.5