Chase
Disney Inspire Visa Card
Cash BackDiningGasGroceryIntro OfferNo Foreign Transaction FeesAirlineHotel
Key Features
| Annual Fee | $149.00 |
| Intro APR | 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 18.24%-27.74%. |
| Regular APR | 18.24%-27.74% variable APR. |
| Network | Visa |
Read the full review
Best for those with
Good Credit
About this card
The Disney Inspire Visa Card is a niche product that provides excellent value for frequent Disney travelers, but is less compelling for others. Its high APR is a major drawback, but the rewards program, particularly the generous sign-up bonus and Disney-specific perks, significantly enhance its appeal. The $149 annual fee is a key consideration, but the potential to offset it with statement credits and rewards makes it worthwhile for dedicated Disney enthusiasts. Its limited rewards categories and high APR hold back its overall rating. The positive reputation of Chase and the strong positive user sentiment boost the overall rating. In the end, the value proposition is solid for Disney fanatics and good for those who can take advantage of the perks. APR is what holds this card back.
3.6
Overall Rating
Pros & Cons
What's great
- Generous sign-up bonus
- Intro APR period
- Cashback on purchases
- No foreign transaction fees
- Luxury perks
Things to consider
- Annual fee
- High regular APR
- Limited rewards categories
What this card offers
Sign-up bonuses
- Get a $300 Disney Gift Card eGift to use today upon approval + earn a $300 statement credit after you spend $1,000 on purchases in the first 3 months from account opening.
Rewards
- Earn 10% on card purchases made directly at DisneyPlus.com, Hulu.com or Plus.ESPN.com.
- Earn 3% on card purchases at gas stations and most other U.S. Disney locations.
- Earn 2% on card purchases at grocery stores and restaurants.
- Earn 1% on all other card purchases.
Other features
- Get exclusive park benefits each year only with the Disney Inspire Visa Card.
- Earn $200 Disney Rewards Dollars after spending $2,000 per anniversary year on U.S. Disney Resort stays and Disney Cruise Line bookings.
- Earn a $100 Statement Credit after spending $200 per anniversary year on U.S. Disney Theme Park Tickets.
- Choose from several new unique card designs when applying.
- Once you have the Disney Inspire Visa Card you can change your design at any time.
- Earn a $10 statement credit each month after spending $10 or more on qualifying subscriptions directly at DisneyPlus.com, Hulu.com or Plus.ESPN.com. Yearly activation required.
- You can use Pay Yourself Back to redeem Rewards Dollars for a statement credit toward purchases made at most Disney locations in the U.S. and online at Disney sites including DisneyStore.com, DisneyPlus.com, Hulu.com and Plus.ESPN.com.
- Cardmembers can also redeem Rewards Dollars toward airline purchases including tickets on any airline to any destination with no block-out dates.
- There are no block-out dates when redeeming Rewards Dollars.
- Special Disney Vacation Financing Enjoy 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 18.24%-27.24% with the Disney Inspire Visa Card.
- 10% off Select Merchandise Purchases Receive 10% off select merchandise purchases at select locations at the Disneyland Resort and Walt Disney World Resort when you use your Disney Inspire Visa Card.
- 10% off Select Dining Locations Receive 10% off select dining locations most days at the Disneyland Resort and Walt Disney World Resort when you use your Disney Inspire Visa Card.
- 15% off Select Guided Tours Receive 15% off the non-discounted price of select guided tours at the Disneyland Resort and Walt Disney World Resort when you use your Disney Inspire Visa Card.
- Disney Parks Photo Opportunities Pose for special photos at our private Cardmember locations at the Disneyland Resort and Walt Disney World Resort. Plus, encounter Super Heroes at the Disneyland Resort. Receive complimentary downloads of your photos.
- 10% off Select Purchases at DisneyStore.com Save 10% on select purchases at DisneyStore.com when you use your Disney Inspire Visa Card.
- You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
- Baggage Delay Insurance Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
- Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
- Extended Warranty Protection Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
- After purchase (formerly My Chase Plan): Pay off an eligible purchase you've already made of $100 or more in smaller, equal monthly payments. No interest - just a fixed monthly fee with plan durations that range from 3-24 months.
- At checkout: Chase credit card members may have the option to create a payment plan at checkout on Amazon.com. Orders totaling $50 or more using your eligible Chase credit card at Amazon.com could be eligible for Chase Pay Over Time.
- Get one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with 0 delivery fees and lower service fees on eligible orders. Activate by Dec 31, 2027.
- Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
- There is no cap on the number of Disney Rewards Dollars that can be earned and redeemed for most anything Disney or Star Wars.
- Redeem Rewards Dollars toward more of your favorite Disney experiences such as Disney Theme Park Tickets, Resort stays, shopping, dining and more in the U.S.
Ratings
4.3
3.7
4.2
1.2
2.8