Chase
Disney® Visa® Card
Key Features
| Annual Fee | $0.00 |
| Intro APR | 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 17.49Min. of (6.75+10.74) and 29.99%–26.49Min. of (6.75+19.74) and 29.99%. |
| Regular APR | 17.49Min. of (6.75+10.74) and 29.99%–26.49Min. of (6.75+19.74) and 29.99% variable APR. |
| Other Fees | No interest - just a fixed monthly fee with plan durations that range from 3-24 months. |
| Network | Visa |
About this card
The Disney Visa Card is a niche product best suited for frequent Disney consumers. While it offers a $150 statement credit, no annual fee, special financing on Disney vacations, and some discounts at Disney locations, its regular APR is high and its rewards rate is low. The card’s value is highly dependent on how much a user spends within the Disney ecosystem, making it less attractive to the average consumer. I weighted the fees and APR more heavily to reflect what matters most to most consumers. Overall, the card is fair, with notable limitations that prevent it from being a strong contender in the general rewards card market. Strengths: * No annual fee * Intro APR on Disney vacation packages * Sign-up bonus * Discounts on Disney merchandise and experiences Weaknesses: * High regular APR * Low rewards rate (1% Disney Rewards Dollars) * Limited redemption options (Disney-related products and services)
Pros & Cons
What's great
- No annual fee
- Generous sign-up bonus
- Intro APR period
- Discounts on Disney merchandise
- Purchase protection
- Extended warranty protection
Things to consider
- High regular APR
- Low rewards rate
- Limited rewards categories
What this card offers
Sign-up bonuses
- Earn a $150 Statement Credit after you spend $500 on purchases in the first 3 months from account opening.
Rewards
- Earn 1% in Disney Rewards Dollars on all card purchases.
Other features
- Special Disney Vacation Financing: Enjoy 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 17.49Min. of (6.75+10.74) and 29.99%–26.49Min. of (6.75+19.74) and 29.99%.
- 10% savings everyday on shopping with the Disney Visa Card
- Save 10% on select purchases at DisneyStore.com when you use your Disney Visa Card.
- Receive 10% off select merchandise purchases at select locations at the Disneyland® Resort and Walt Disney World® Resort when you use your Disney Visa Card.
- Baggage Delay Insurance: Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
- Purchase Protection: Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
- Extended Warranty Protection: Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
- Guide to Benefits (see your purchase and travel protection benefit details)
- Chase Pay Over Time lets eligible Chase customers break up credit card purchases into budget friendly payments.
- After purchase (formerly My Chase Plan): Pay off an eligible purchase you've already made of $100 or more in smaller, equal monthly payments. No interest - just a fixed monthly fee with plan durations that range from 3-24 months.
- At checkout: Chase credit card members may have the option to create a payment plan at checkout on Amazon.com.
- DoorDash: Get one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. Activate by Dec 31, 2027.
- Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
- Your choice of Disney card designs
Additional Notes
This product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.