Chase
Ink Business Premier® Credit Card
Key Features
| Annual Fee | $195.00 |
| Regular APR | Flex for Business variable APR: 17.74%–28.49%. |
About this card
The Ink Business Premier® Credit Card receives an overall rating of 2.9 out of 5.0. While the card boasts a solid rewards program with a flat 2% cash back (2.5% on large purchases) and 5% on Chase Travel, the high APR (17.74%-28.49%) and $195 annual fee significantly detract from its value, especially for businesses that may carry a balance. The decent rewards are somewhat offset by the restrictive nature and high spending threshold for the increased cashback rate. Chase's reputation as a reputable financial institution lends credibility to the card. Overall, the card is best suited for businesses with substantial spending volume who can pay their balance in full each month and take advantage of Chase Travel.
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- Cashback on purchases
- Employee cards at no additional cost
Things to consider
- Annual fee
- High regular APR
What this card offers
Sign-up bonuses
- Earn $1,000 bonus cash back after you spend $10,000 on purchases in your first 3 months from account opening.
Rewards
- Earn 2.5% cash back on every purchase of $5,000 or more and 2% cash back on all other business purchases.
- Earn unlimited 5% cash back on travel purchased through Chase TravelSM
- Earn 5% total cash back on Lyft rides
- Earn 5% cash back now through September 30, 2027 with your Chase Ink Business Premier card.
Other features
- Pay in Full Card with Unlimited Earn Potential
- A Pay in Full Card with built-in flexibility when you need it
- Get the buying power you need to make large purchases, cover unexpected expenses and help your business grow. Your Ink Business Premier card comes built with two ways to access your credit line – Pay in Full and Flex for Business. While you must pay your Pay In Full balance each month, your Flex for Business balance can be paid over time with interest.
- Your purchases will automatically be included in your Flex for Business balance until you reach its limit. After that, any additional purchases will be charged to your Pay in Full balance.
- Employee cards at no additional cost
- Employee cards let you set individual spending limits and help you earn rewards even faster.
Additional Notes
The new cardmember bonus may not be available to you if you have ever had this card. We may also consider factors pertinent to your business in determining your bonus eligibility.