Chase
Marriott Bonvoy Boundless Credit Card
Key Features
| Annual Fee | $95.00 |
| Sign-up Bonus | 3 Free Night Awards |
| Rewards Rate | Up to 17X points |
| Regular APR | 19.24Min. of (6.75+12.49) and 29.99%–27.74Min. of (6.75+20.99) and 29.99% variable APR. |
| Network | Visa |
About this card
The Marriott Bonvoy Boundless Credit Card earns an 'Excellent' overall rating of 4.2. This card is a standout choice for individuals deeply engaged with the Marriott Bonvoy loyalty program, providing exceptional value that largely outweighs its drawbacks for its target audience. The card's strengths are primarily rooted in its compelling rewards program (4.7/5.0), which offers a substantial sign-up bonus with valuable Free Night Awards, a highly sought-after annual Free Night Award that comfortably justifies the $95 annual fee, and superior earning rates on Marriott stays. Further enhancing its appeal are automatic Silver Elite Status, 15 Elite Night Credits annually, and valuable temporary airline statement credits and DashPass benefits, all contributing to a robust value proposition. The fee structure (4.5/5.0) is also a significant positive, with the annual fee being more than offset by the included benefits and, crucially, the absence of foreign transaction fees, which is essential for a travel card. The card's strong reputation among both experts and users as a 'keeper card' further solidifies its high standing. The most significant drawback is its poor APR rating (1.5/5.0), characterized by a high variable regular APR (19.24%-27.74%) and no introductory APR period. While this is a serious concern for cardholders who carry a balance, responsible cardholders who pay their statements in full can largely mitigate this limitation. For Marriott loyalists capable of leveraging its rich benefits and managing their spending responsibly, this card offers substantial long-term value and is highly recommended.
Pros & Cons
What's great
- Generous sign-up bonus with free night awards
- High rewards rate on hotel stays and select everyday purchases
- No foreign transaction fees
- Automatic hotel elite status and annual free night award
- Valuable travel and purchase protection benefits
Things to consider
- Annual fee applies
- High regular APR
- Rewards are tied to a specific hotel loyalty program
What this card offers
Sign-up bonuses
- Earn 3 Free Night Awards after spending $3,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Boundless Credit Card.
- Redeem each of your Free Night Awards for a one-night stay at properties with a redemption level up to 50,000 points per night. Certain hotels have resort fees.
Rewards
- Earn up to 17X total points per $1 spent at hotels participating in Marriott Bonvoy.
- Earn 6X points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy with the Marriott Bonvoy Boundless credit card.
- Plus, earn up to 10X points from Marriott Bonvoy for being a member.
- Plus, earn up to 1X point from Marriott with Silver Elite Status, a benefit of being a Marriott Bonvoy Boundless cardmember.
- Earn 3X points for every $1 on the first $6,000 spent in combined purchases annually on grocery stores, gas stations, and dining.
- Earn 2X points for every $1 you spend on all other purchases, and your points don't expire as long as you make purchases on your credit card every 24 months.
Other features
- Enjoy a Free Night Award each account anniversary, automatic Silver Elite Status, and 15 Elite Night Credits towards the next level of Marriott Bonvoy Elite Status.
- Use your Marriott Bonvoy Boundless card and earn up to $100 in statement credits on purchases made directly with airlines.
- Spend $250 between June 4 and Dec. 31, 2026 to earn a $50 statement credit.
- Earn another $50 statement credit after spending $250 or more between Jan. 1 and June 30, 2027.
- As a Marriott Bonvoy Boundless Cardmember, you'll enjoy a Free Night Award every year after your account anniversary, valid for a one night hotel stay at a property with a redemption level up to 35,000 points. Certain hotels have resort fees.
- Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
- Receive 15 Elite Night Credits each calendar year. Restrictions apply.
- You will automatically receive Silver Elite Status each calendar year as a cardmember.
- Path to Gold Status when you spend $35,000 on purchases each calendar year.
- No foreign transaction fees.
- Baggage Delay Insurance Reimburses you up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
- Lost Luggage Reimbursement Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
- Trip Delay Reimbursement If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.
- Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
- Visa Concierge Get complimentary Visa Signature Concierge Service 24 hours a day. Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.
- For fast, easy and secure checkout simply tap to pay where you see the Contactless symbol.
- Apply for a card, use it the same day. Receive instant access to your card by adding it to a digital wallet, like Apple Pay, Google Pay or Samsung Pay.
- DoorDash Get one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. Activate by Dec 31, 2027.
- DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
- Chase Pay Over Time lets eligible Chase customers break up credit card purchases into budget friendly payments.
- After purchase (formerly My Chase Plan): Pay off an eligible purchase you've already made of $100 or more in smaller, equal monthly payments. No Interest - just a fixed monthly fee with plan durations that range from 3-24 months.
- At checkout: Chase Credit card members may have the option to create a payment plan at checkout on Amazon.com. Orders totaling $50 or more using your eligible Chase credit card at Amazon.com could be eligible for Chase Pay Over Time.