Chase
Marriott Bonvoy Boundless® Credit Card
Key Features
| Annual Fee | $95.00 |
| Sign-up Bonus | Up to 4 Free Nights + $100 Credit |
| Rewards Rate | Up to 17x points at Marriott Bonvoy |
| Regular APR | 19.24%–27.74% variable APR. |
| Network | Visa |
About this card
The Marriott Bonvoy Boundless® Credit Card earns an overall rating of 3.8, positioning it as a strong 'Good' card with significant strengths, especially for its target audience of Marriott loyalists. Its primary value proposition is exceptionally strong for those who frequently stay at Marriott properties and can leverage its unique benefits. The card's fee structure is outstanding, rated at 4.5, largely due to the annual Free Night Award and up to $100 in semi-annual airline credits which can easily offset the $95 annual fee. The absence of foreign transaction fees is also a major plus for a travel card. The rewards program, rated at 4.0, is excellent for Marriott stays, offering high earning rates and valuable perks like automatic Silver Elite Status and Elite Night Credits, which further enhance the loyalty experience. The sign-up bonus, rated at 3.8, provides substantial initial value with multiple Free Night Awards and an airline credit. The card also benefits from a very strong reputation, being consistently praised by experts and users for its value. However, the most significant drawback is the APR, rated a low 2.5. The regular variable APR of 19.24%–27.74% is notably high, particularly for a card targeting consumers with 'Very Good' credit, and the complete lack of an introductory APR offer makes it an expensive option for anyone carrying a balance. While the card offers strong value within the Marriott ecosystem, its niche focus means it may be less appealing for those seeking more flexible travel rewards or broader bonus categories. Despite the high APR, the card's ability to provide immense value through its benefits, especially the annual free night award, for a moderate annual fee, makes it a highly recommended choice for dedicated Marriott travelers.
Pros & Cons
What's great
- Generous sign-up bonus with free night awards and airline credits
- High rewards rate on hotel stays within its brand
- No foreign transaction fees
- Automatic elite status and annual free night award
- Valuable travel protection benefits
- Additional lifestyle perks like dining delivery service and airline statement credits
Things to consider
- Annual fee applies
- High regular APR range
- Rewards are primarily focused on a single hotel brand
What this card offers
Sign-up bonuses
- Earn up to 4 Free Night Awards + a $100 Airline Credit
- Earn 3 Free Night Awards after spending $3,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Boundless® Credit Card.
- Earn 1 additional Free Night Award after spending $4,000 total on eligible purchases within 4 months of account opening.
- Redeem each of your Free Night Awards for a one-night stay at properties with a redemption level up to 50,000 points per night, a total value of up to 200,000 points. Certain hotels have resort fees.
- 2026 Exclusive Offer: Get up to $100 in statement credits after spending $500 on eligible airline purchases.
- That's up to $50 in statement credits semi-annually.
Rewards
- Earn up to 17X total points per $1 spent at hotels participating in Marriott Bonvoy®.
- Earn 6X points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® credit card.
- Plus, earn up to 10X points from Marriott Bonvoy® for being a member.
- Plus, earn up to 1X point from Marriott with Silver Elite Status, a benefit of being a Marriott Bonvoy Boundless cardmember.
- Earn 3X points for every $1 on the first $6,000 spent in combined purchases annually on grocery stores, gas stations, and dining.
- Earn 2X points for every $1 you spend on all other purchases and your points don't expire as long as you make purchases on your credit card every 24 months.
Other features
- Enjoy a Free Night Award each account anniversary, automatic Silver Elite Status, and 15 Elite Night Credits towards the next level of Marriott Bonvoy® Elite Status.
- As a Marriott Bonvoy Boundless® Cardmember, you'll enjoy a Free Night Award every year after your account anniversary, valid for a one night hotel stay at a property with a redemption level up to 35,000 points. Certain hotels have resort fees.
- Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
- Receive 15 Elite Night Credits each calendar year. Restrictions apply.
- You will automatically receive Silver Elite Status each calendar year as a cardmember.
- Path to Gold Status when you spend $35,000 on purchases each calendar year.
- No foreign transaction fees
- You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
- Baggage Delay Insurance
- Reimburses you up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
- Lost Luggage Reimbursement
- Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
- Trip Delay Reimbursement
- If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.
- Purchase Protection
- Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
- Visa Concierge
- Get complimentary Visa Signature Concierge Service 24 hours a day. Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.
- Contactless - Just Tap To Pay
- For fast, easy and secure checkout simply tap to pay where you see the Contactless symbol.
- Apply for a card, use it the same day
- Receive instant access to your card by adding it to a digital wallet, like Apple Pay®, Google Pay™ or Samsung Pay.
- DoorDash
- Get one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027
- Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
- Chase Pay Over Time lets eligible Chase customers break up credit card purchases into budget friendly payments. There are two potential ways to pay over time:
- After purchase (formerly My Chase Plan®): Pay off an eligible purchase you've already made of $100 or more in smaller, equal monthly payments. No Interest - just a fixed monthly fee with plan durations that range from 3-24 months.
- At checkout: Chase Credit card members may have the option to create a payment plan at checkout on Amazon.com. Orders totaling $50 or more using your eligible Chase credit card at Amazon.com could be eligible for Chase Pay Over Time. You will be able to view Chase Pay Over Time plan options (including the fixed APR and durations) at checkout.
- Unlock up to $100 in Airline Credits
- Use your Marriott Bonvoy Boundless® card and earn up to $100 in statement credits on purchases made directly with airlines.
- Spend $250 between Jan. 1 and June 30 to earn a $50 statement credit.
- Earn another $50 statement credit after spending $250 or more between July 1 and Dec. 31.
Additional Notes
Certain hotels have resort fees. Specific limitations apply to New York residents: Lost Luggage Reimbursement additionally limited to $2,000 per bag and $10,000 for all covered travelers per trip.