Chase
Marriott Bonvoy Boundless Credit Card
Key Features
| Annual Fee | $95.00 |
| Sign-up Bonus | 125,000 Bonus Points + 1 Free Night |
| Rewards Rate | 2x-17x Points |
| Regular APR | 19.24%–27.74% variable APR. |
| Network | Visa |
About this card
The Marriott Bonvoy Boundless Credit Card earns an 'Excellent' overall rating of 4.2, positioning it as a top-tier choice for Marriott loyalists. Its strengths overwhelmingly outweigh its weaknesses for its target audience. The card truly shines in its rewards program (4.7/5.0), offering an exceptional sign-up bonus, a valuable annual Free Night Award that easily justifies the $95 annual fee, and highly competitive earning rates on Marriott stays. Further enhancing its appeal are automatic Silver Elite Status, 15 Elite Night Credits annually, and beneficial airline statement credits and DoorDash perks, all contributing to a very strong value proposition. The fee structure (4.5/5.0) is also excellent, with the annual fee being more than offset by benefits, and the crucial absence of foreign transaction fees. The card's strong reputation among experts and users as a 'keeper card' further solidifies its standing. However, the most significant drawback is its poor APR rating (1.5/5.0), characterized by a high variable regular APR (19.24%-27.74%) and no introductory APR period. While this is a serious concern for cardholders who carry a balance, those who pay their statements in full can largely bypass this limitation. For individuals committed to the Marriott Bonvoy program and capable of leveraging its rich benefits while managing their spending, this card offers substantial long-term value and is highly recommended.
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate on hotel stays and common spending categories
- No foreign transaction fees
- Automatic elite status and annual free night award
- Travel insurance benefits
- Airline statement credits and DoorDash perks
Things to consider
- Annual fee applies
- High regular APR
- No introductory APR period
What this card offers
Sign-up bonuses
- Earn 125,000 Bonus Points + 1 Free Night Award after spending $3,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Boundless Credit Card.
- Redeem each of your Free Night Awards for a one-night stay at properties with a redemption level up to 50,000 points per night. Certain hotels have resort fees.
Rewards
- Earn up to 17X total points per $1 spent at hotels participating in Marriott Bonvoy.
- Earn 6X points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy with the Marriott Bonvoy Boundless credit card.
- Plus, earn up to 10X points from Marriott Bonvoy for being a member.
- Plus, earn up to 1X point from Marriott with Silver Elite Status, a benefit of being a Marriott Bonvoy Boundless cardmember.
- Earn 3X points for every $1 on the first $6,000 spent in combined purchases annually on grocery stores, gas stations, and dining.
- Earn 2X points for every $1 you spend on all other purchases, and your points don't expire as long as you make purchases on your credit card every 24 months.
Other features
- Special Offer through 6/30/2027: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That's up to $50 in statement credits semi-annually.
- Unlock up to $100 in statement credits on purchases made directly with airlines.
- Spend $250 between June 4 and Dec. 31, 2026 to earn a $50 statement credit.
- Earn another $50 statement credit after spending $250 or more between Jan. 1 and June 30, 2027.
- Enjoy a Free Night Award each account anniversary, automatic Silver Elite Status, and 15 Elite Night Credits towards the next level of Marriott Bonvoy Elite Status.
- As a Marriott Bonvoy Boundless Cardmember, you'll enjoy a Free Night Award every year after your account anniversary, valid for a one night hotel stay at a property with a redemption level up to 35,000 points. Certain hotels have resort fees.
- Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
- Receive 15 Elite Night Credits each calendar year. Restrictions apply.
- You will automatically receive Silver Elite Status each calendar year as a cardmember.
- Path to Gold Status when you spend $35,000 on purchases each calendar year.
- No foreign transaction fees
- Baggage Delay Insurance Reimburses you up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
- Lost Luggage Reimbursement Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
- Trip Delay Reimbursement If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.
- Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
- Visa Concierge Get complimentary Visa Signature Concierge Service 24 hours a day. Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.
- Contactless - Just Tap To Pay For fast, easy and secure checkout simply tap to pay where you see the Contactless symbol.
- Apply for a card, use it the same day Receive instant access to your card by adding it to a digital wallet, like Apple Pay, Google Pay or Samsung Pay.
- DoorDash Get one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. Activate by Dec 31, 2027
- Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
- Chase Pay Over Time lets eligible Chase customers break up credit card purchases into budget friendly payments.
- After purchase (formerly My Chase Plan): Pay off an eligible purchase you've already made of $100 or more in smaller, equal monthly payments. No Interest - just a fixed monthly fee with plan durations that range from 3-24 months.
- At checkout: Chase Credit card members may have the option to create a payment plan at checkout on Amazon.com. Orders totaling $50 or more using your eligible Chase credit card at Amazon.com could be eligible for Chase Pay Over Time. You will be able to view Chase Pay Over Time plan options (including the fixed APR and durations) at checkout.