Chase
Marriott Bonvoy Boundless® Credit Card
Key Features
| Annual Fee | $95.00 |
| Regular APR | 19.24%–27.74% variable APR. |
| Network | Visa |
About this card
The Marriott Bonvoy Boundless card is a solid hotel rewards card, particularly for Marriott loyalists, meriting an overall rating of 3.7. The primary strengths of this card lie in its generous sign-up bonus, high rewards rate at Marriott properties, and valuable perks like the annual free night award and automatic Silver Elite status. These benefits can easily offset the $95 annual fee for frequent Marriott guests. The card also has no foreign transaction fees, which is beneficial for international travelers. However, the high regular APR range is a significant drawback, making it less appealing for those who tend to carry a balance. The rewards structure is heavily skewed towards Marriott stays, limiting its appeal for those who prefer more flexible travel rewards or stay at a variety of hotel chains. The limited bonus categories (3x points on combined grocery, gas, and dining up to $6,000 annually) also restrict its earning potential outside of Marriott stays. While the DoorDash benefits add some value, the card's overall value proposition hinges significantly on Marriott loyalty and utilizing the free night award each year. Its strong reputation and consistent inclusion in "best of" lists further contribute to a positive overall assessment.
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- Automatic elite status
- Luxury perks
- Lounge membership
- No foreign transaction fees
Things to consider
- Annual fee
- High regular APR
- Limited rewards categories
- Requires good or excellent credit
What this card offers
Sign-up bonuses
- Earn up to 4 Free Night Awards + a $100 Airline Credit
- Earn 3 Free Night Awards after spending $3,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Boundless® Credit Card.
- Earn 1 additional Free Night Award after spending $4,000 total on eligible purchases within 4 months of account opening.
- 2026 Exclusive Offer: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That's up to $50 in statement credits semi-annually.
Rewards
- Earn up to 17X total points per $1 spent at hotels participating in Marriott Bonvoy®.
- Earn 6X points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® credit card.
- Plus, earn up to 10X points from Marriott Bonvoy® for being a member.
- Plus, earn up to 1X point from Marriott with Silver Elite Status, a benefit of being a Marriott Bonvoy Boundless cardmember.
- Earn 3X points for every $1 on the first $6,000 spent in combined purchases annually on grocery stores, gas stations, and dining.
- Earn 2X points for every $1 you spend on all other purchases and your points don't expire as long as you make purchases on your credit card every 24 months.
Other features
- Enjoy a Free Night Award each account anniversary, automatic Silver Elite Status, and 15 Elite Night Credits towards the next level of Marriott Bonvoy® Elite Status.
- Annual Free Night Award As a Marriott Bonvoy Boundless® Cardmember, you'll enjoy a Free Night Award every year after your account anniversary, valid for a one night hotel stay at a property with a redemption level up to 35,000 points. Certain hotels have resort fees.
- Ways to Earn Elite Status Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
- Receive 15 Elite Night Credits each calendar year. Restrictions apply.
- You will automatically receive Silver Elite Status each calendar year as a cardmember.
- Path to Gold Status when you spend $35,000 on purchases each calendar year.
- You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
- Baggage Delay Insurance Reimburses you up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
- Lost Luggage Reimbursement Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
- Trip Delay Reimbursement If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.
- Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
- Visa Concierge Get complimentary Visa Signature Concierge Service 24 hours a day. Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.
- Contactless - Just Tap To Pay For fast, easy and secure checkout simply tap to pay where you see the Contactless symbol. For more information, please see www.chase.com/contactless.
- Spend Instantly Apply for a card, use it the same day Receive instant access to your card by adding it to a digital wallet, like Apple Pay®, Google Pay™ or Samsung Pay. Find out how at chase.com/digital/spend-instantly.
- DoorDash Get one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027
- Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
- Chase Pay Over Time After purchase (formerly My Chase Plan): Pay off an eligible purchase you've already made of $100 or more in smaller, equal monthly payments. No Interest - just a fixed monthly fee with plan durations that range from 3-24 months.
- Chase Pay Over Time At checkout: Chase Credit card members may have the option to create a payment plan at checkout on Amazon.com. Orders totaling $50 or more using your eligible Chase credit card at Amazon.com could be eligible for Chase Pay Over Time. You will be able to view Chase Pay Over Time plan options (including the fixed APR and durations) at checkout.
- Keep in mind: Even though you may have an eligible card, access to Chase Pay Over Time is not guaranteed. Your ability to create a Chase Pay Over Time plan is based on a variety of factors, such as your creditworthiness, credit limit and account behavior, and may change from time to time.
- For more information on Chase Pay Over Time features, please visit www.chase.com/chasepayovertime

