Chase
Marriott Bonvoy Bountiful® Credit Card
TravelHotelDiningGroceryExcellent CreditNo Foreign Transaction FeesCash Back
Key Features
| Annual Fee | $250.00 |
| Regular APR | 19.24%–27.74% variable APR. |
| Network | Visa |
Read the full review
Best for those with
Good Credit
About this card
The Marriott Bonvoy Bountiful card has a mix of compelling benefits and significant drawbacks that balance out to a fair overall rating. The high APR is a major negative, particularly for a card aimed at consumers who may carry a balance. While the rewards program offers substantial value for Marriott loyalists, with high earning rates on hotel stays and decent rates on groceries and dining, the $250 annual fee presents a considerable hurdle. The sign-up bonus and automatic Gold Elite status are attractive perks, but require consistent engagement with the Marriott ecosystem to be fully realized. The solid reputation of Chase, the card issuer, provides some reassurance. However, the high APR and annual fee make the card less appealing to average consumers who may not frequently stay at Marriott properties. Overall, the card offers fair value, primarily for dedicated Marriott customers willing to maximize the rewards and benefits to offset the costs.
2.8
Overall Rating
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- Automatic elite status
- No foreign transaction fees
- Lounge membership
Things to consider
- High regular APR
- Annual fee
What this card offers
Sign-up bonuses
- Earn 85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening.
Rewards
- up to 18.5X total points at hotels participating in Marriott Bonvoy®
- 2X on all other purchases
- Earn 6X points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bountiful® Credit Card.
- Plus, earn up to 10X points from Marriott Bonvoy® for being a member.
- Plus, earn up to 2.5X points from Marriott with Gold Elite Status, a benefit you qualify for by being a Marriott Bonvoy Bountiful® Cardmember.
- Earn 4X points for every $1 on the first $15,000 in combined purchases annually on grocery stores and dining.
- Earn 2X points for every $1 you spend on all other purchases and your points don’t expire as long as you make purchases on your credit card every 24 months.
- Earn 1,000 Bonus Points per eligible stay at hotels participating in Marriott Bonvoy®.
Other features
- Free Night Award every year As a Marriott Bonvoy Bountiful® Cardmember, you'll enjoy a Free Night Award every calendar year, after $15,000 in spend, valid for a one night hotel stay at a property with a redemption level of up to 50,000 points. Certain hotels have resort fees.
- 15 Elite Night Credits Receive 15 Elite Night Credits each calendar year. Restrictions apply.
- Automatic Gold Elite Benefits You will automatically receive Gold Elite Status each calendar year as a cardmember.
- No foreign transaction fees You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
- Baggage Delay Insurance Reimburses you up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
- Lost Luggage Reimbursement Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
- Trip Delay Reimbursement If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.
- Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
- Visa Concierge Get complimentary Visa Signature Concierge Service 24 hours a day. Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.
- Contactless - Just Tap To Pay For fast, easy and secure checkout simply tap to pay where you see the Contactless symbol.
- Spend Instantly Receive instant access to your card by adding it to a digital wallet, like Apple Pay, Google Pay or Samsung Pay.
- DoorDash Get one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. Activate by Dec 31, 2027.
- Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
- Chase Pay Over Time After purchase: Pay off an eligible purchase you've already made of $100 or more in smaller, equal monthly payments. No Interest- just a fixed monthly fee with plan durations that range from 3-24 months.
- Chase Pay Over Time At checkout: Chase Credit card members may have the option to create a payment plan at checkout on Amazon.com. Orders totaling $50 or more using your eligible Chase credit card at Amazon.com could be eligible for Chase Pay Over Time.
- Refer Friends if you already have a Marriott Bonvoy Bountiful® Credit Card! Earn up to 200K bonus points per year. You can earn 40,000 bonus points for each friend that gets approved for any Marriott Bonvoy® Credit Card.
Ratings
3.8
3.4
3.8
1.5
2.7