Sapphire Reserve for Business Credit Card

Sign-up bonuses

• New Cardmember Bonus – 200,000 Points: To qualify, you must make $30,000 in purchases during the first 6 months from account opening.

Rewards

• 8x points on all purchases through Chase Travel, including The Edit
• 5x total points on Lyft rides through 9/30/27
• 4x points on flights & hotels booked direct
• 3x points on social media & search engine advertising
• On up to $1 million in spend each anniversary year, starting 11/15/26
• 1x points on all other purchases

Other features

• $300 annual travel credit — Receive up to $300 in statement credits each anniversary year. Purchases that qualify will not earn points.
• $250 credit for select Chase Travel Hotels — Up to $250 in statement credits through 12/31/26 on prepaid Chase Travel hotel bookings at select brands. Two-night minimum required. Purchases that qualify will not earn points.
• $500 credit for stays with The Edit — Up to $500 in automatic statement credits annually; maximum of $250 per transaction. Two-night minimum required. Purchases that qualify will not earn points. COMING SOON: Starting 1/1/2027, get up to $1,000 in statement credits annually with two additional $250 credits.
• $550+ in value when you stay with The Edit — $100 property credit, daily breakfast for two, complimentary Wi‑Fi, room upgrade and early check‑in/late check‑out; average total value of $550 per stay (benefits vary by property).
• $850+ in value with the Chase Sapphire Reserve Lounge Network — Complimentary access to Chase Sapphire Lounge by The Club and 1,300+ Priority Pass airport lounges worldwide with up to two guests; valued at over $850 when visiting multiple times each year. Not available for Employee Cardmembers (employees may access as guests of the Primary Cardmember).
• $120 Global Entry or TSA PreCheck or NEXUS fee credit — One statement credit of up to $120 every four years as reimbursement for the application fee charged to your card.
• IHG One Rewards Platinum Elite status — Complimentary status through 12/31/27 (not available for Employee Cardmembers).
• $200 Google Workspace credit — Up to $200 in annual statement credits on purchases made directly with Google Workspace.
• $400 ZipRecruiter credit — Up to $400 in annual statement credits on purchases made directly with ZipRecruiter ($200 Jan–Jun and $200 Jul–Dec).
• $120 Lyft credit — Up to $10 in monthly in‑app credits, up to $120 annually, to use on rides through 9/30/27.
• $420 DoorDash value — $120 DashPass membership (12 months) and $300 in DoorDash promos ($5 monthly restaurant promo and two $10 monthly promos for non‑restaurant orders) available through 12/31/27 (activation required).
• $100 curated gift card credit — Earn up to $100 per year in statement credits on giftcards.com/reservebusiness ($50 Jan–Jun and $50 Jul–Dec).
• Access our award-winning lounges — Access to Chase Sapphire Lounge by The Club (two complimentary guests), 1,300+ Priority Pass lounges (two complimentary guests), and select Air Canada Maple Leaf Lounges and Cafés (one complimentary guest). Not available for Employee Cardmembers (employees may access as guests of the Primary Cardmember).
• 1:1 Point Transfer — Enjoy a 1:1 points transfer to leading hotel and airline loyalty programs.
• Auto Rental Coverage — Primary coverage for theft and collision damage up to $75,000 when renting for business purposes (terms apply).
• Baggage Delay Insurance — Reimburses up to $100 a day for up to 5 days for delays over 6 hours (terms apply).
• Emergency Evacuation and Transportation — Coverage up to $100,000 (terms apply).
• Emergency Medical and Dental — Reimbursement up to $2,500, subject to a $50 deductible (terms apply).
• Lost Luggage Reimbursement — Up to $3,000 per covered traveler (terms apply).
• No Foreign Transaction Fees — You will pay no foreign transaction fees when you use your card for purchases made outside of the United States.
• Roadside Assistance — Covered up to $50 per incident 4 times a year (terms apply).
• Travel Accident Insurance — Up to $1,000,000 in accidental death or dismemberment coverage (terms apply).
• Travel and Emergency Assistance — Provides legal and medical referrals and access to other services (you are responsible for costs of goods/services).
• Trip Cancellation and Interruption Insurance — Reimbursed up to $10,000 per covered traveler and $20,000 per trip (terms apply).
• Trip Delay Reimbursement — Covered for unreimbursed expenses up to $500 per covered traveler for delays over 6 hours or requiring an overnight stay (terms apply).
• Car Rental Benefits — Avis: up to 30% off base rates, Preferred Plus; Hertz: special savings and privileges; National: up to 25% off, complimentary Emerald Club Executive (terms apply).
• Build your business credit — Your business builds its own credit history.
• Employee travel — Increased visibility into employee travel & accelerated earn via Chase Travel.
• Enjoy peace of mind — Account alerts; choose the alerts you want and how to receive them.
• Employee cards at no additional cost — Set individual spending limits and help earn rewards faster.
• Get insights into your business — 24/7 access to account details, quarterly reports, up to 24 months of statement details, and more.
• Manage your cash flow — Make payments using a business credit card to hold onto your money longer.
• Separate business and personal expenses — Easily track expenses and maintain records; integrate with bookkeeping software.
• 24/7 access to Customer Service Specialists — Dedicated customer service specialist from anywhere in the world.
• Purchase Protection — Covers eligible new purchases for 120 days against damage or theft up to $10,000 per item (terms apply).
• Return Protection — Reimbursed for eligible items the store won't accept within 90 days, up to $500 per item, $1,000 per 12‑month period (terms apply).
• Chip‑enabled for enhanced security — Embedded chip for enhanced security and wider acceptance.
• Cell Phone Protection — Up to $1,000 per claim; maximum 3 claims in 12 months; $100 deductible per claim (terms apply).
• 24/7 Fraud Monitoring — Sophisticated fraud monitoring with text, email or call alerts.
• Zero liability protection — Not responsible for unauthorized charges made with your card or account information.
• Extended Warranty Protection — Extends manufacturer’s U.S. warranty by an additional year on eligible warranties of three years or less (terms apply).
• A Pay in Full card with built-in flexibility when you need it — Two ways to access your credit line: Pay in Full and Flex for Business (Flex for Business purchases can be paid over time with interest).
• Visa Infinite Concierge — 24/7 assistance from Visa Infinite Concierge.

Additional Notes

The new cardmember bonus may not be available to you if you have ever had this card. Benefits referenced on this page are current as of 07/2026. Chase Sapphire Reserve for Business credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC.