Sapphire Reserve for BusinessSM Credit Card

Sign-up bonuses

• Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening.

Rewards

• 8x points on all purchases through Chase TravelSM, including The EditSM
• 5x total points on Lyft rides through 9/30/27
• 4x points on flights & hotels booked direct
• 3x points on social media & search engine advertising
• 1x points on all other purchases

Other features

• $300 annual travel credit You have the freedom to take your business anywhere with the most flexible travel credit available. Receive up to $300 in statement credits each anniversary year.
• NEW $250 credit for select Chase Travel Hotels Get up to $250 in statement credits through 12/31/26 on prepaid Chase Travel hotel bookings for stays with IHG Hotels & Resorts, Montage Hotels & Resorts, Pendry Hotels & Resorts, Omni Hotels & Resorts, Virgin Hotels, Minor Hotels, and Pan Pacific Hotels and Resorts.
• $500 credit for stays with The EditSM Our handpicked collection of hotels and resorts. Get up to $500 in automatic statement credits annually for bookings made with The Edit, with a maximum of $250 per transaction.
• $550+ in value when you stay with The Edit Book your stay through The Edit by Chase Travel and receive complimentary benefits such as a property credit, daily breakfast for two, a room upgrade (if available) and more - an average total value of over $550 per stay.
• $850+ in value with the Chase Sapphire Reserve Lounge NetworkSM Enjoy complimentary access to Chase Sapphire Lounge by The Club and 1,300+ Priority PassTM airport lounges worldwide with up to two guests - valued at over $850 when you and your guests visit multiple times each year.
• $120 Global Entry or TSA PreCheck® or NEXUS fee credit Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card.
• IHG® One Rewards Platinum Elite status Get complimentary IHG One Rewards Platinum Elite status with your Sapphire Reserve for Business card through 12/31/27.
• $200 Google Workspace credit Earn up to $200 in annual statement credits on purchases made directly with Google Workspace.
• $400 ZipRecruiter credit Get up to $400 in annual statement credits on purchases made directly with ZipRecruiter. You'll earn up to $200 in statement credits January through June and up to $200 in statement credits July through December.
• $100 curated gift card credit Earn up to $100 per year in statement credits when you purchase gift cards from a curated collection on giftcards.com/reservebusiness. You’ll earn up to $50 in statement credits January through June and up to $50 July through December.
• $420 DoorDash value $120 DashPass membership - Get complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders when you activate by 12/31/27.
• $420 DoorDash value $300 in DoorDash promos - DashPass members get up to $25 each month to spend on DoorDash, which includes a $5 monthly promo to spend on restaurant orders and two $10 promos each month to save on groceries, retail orders, and more. Available through 12/31/27.
• $120 Lyft credit Lyft members get access to up to $10 in monthly in-app credits, up to $120 annually, to use on rides through 9/30/27.
• No Foreign Transaction Fees You will pay no foreign transaction fees when you use your card for purchases made outside of the United States.
• Auto Rental Coverage Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to $75,000 for theft and collision damage for most rental vehicles in the U.S. and abroad.
• Baggage Delay Insurance Reimburses you up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
• Emergency Evacuation and Transportation If you or a covered traveler are injured or become sick during a trip 100 miles or more from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $100,000.
• Emergency Medical and Dental If you or an immediate family member become sick or injured while you’re 100 miles or more from home on a trip, you can be reimbursed up to $2,500 for medical expenses, subject to a $50 deductible.
• Lost Luggage Reimbursement Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
• Roadside Assistance If you have a roadside emergency, you can call for a tow, battery assistance, tire change, locksmith or gas. You’re covered up to $50 per incident 4 times a year.
• Travel Accident Insurance When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive up to $1,000,000 in accidental death or dismemberment coverage.
• Trip Cancellation and Interruption Insurance If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $10,000 per covered traveler and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.
• Trip Delay Reimbursement If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.
• Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.
• Return Protection You can be reimbursed for eligible items that the store won't accept within 90 days of purchase, up to $500 per item, $1,000 per 12-month period.
• Cell Phone Protection Get up to $1,000 per claim in cell phone protection against covered theft or damage for cell phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 3 claims in a 12-month period with a $100 deductible per claim.
• Extended Warranty Protection Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
• Employee cards at no additional cost Employee cards let you set individual spending limits and help you earn rewards even faster.
• A Pay in Full card with built-in flexibility when you need it Get the buying power you need to make large purchases, cover unexpected expenses and help your business grow. Your Sapphire Reserve for Business card comes built with two ways to access your credit line - Pay in Full and Flex for Business. While you must pay your Pay in Full balance each month, your Flex for Business balance can be paid over time with interest.
• Visa Infinite® Concierge Spend quality time with your clients without spending hours booking dining, entertainment, and travel. 24/7 assistance from Visa Infinite Concierge is at your service.
• 1:1 Point Transfer Enjoy a 1:1 points transfer to leading hotel and airline loyalty programs.

Additional Notes

The new cardmember bonus may not be available to you if you have ever had this card.