Chase
Slate® Credit Card
Key Features
| Annual Fee | $0.00 |
| Intro APR | 0% intro APR for 21 months from account opening on purchases and balance transfers. |
| Regular APR | After the intro period, a variable APR of 18.24% to 28.24%. |
| Other Fees | Balance transfer fee applies. Roadside service fees will be billed to your card at time of dispatch. |
About this card
The Chase Slate card is a decent option for a very specific purpose: managing and paying down existing debt. Its standout feature is the long 0% intro APR period on both purchases and balance transfers. This allows users to save significantly on interest charges during the introductory period. However, the card's value diminishes greatly after this period due to the high regular APR and the complete absence of a rewards program. It's a utilitarian card, not one for earning rewards or long-term use. The lack of an annual fee is a plus. Given its limited utility beyond debt management, the overall rating reflects its niche appeal. Strengths include the intro APR and no annual fee. Weaknesses include the high regular APR and lack of rewards.
Pros & Cons
What's great
- No annual fee
- Intro APR period
- Zero Liability Protection
- Free credit score monitoring
Things to consider
- High regular APR
- Balance transfer fee applies
- No sign-up bonus
- No rewards
What this card offers
Sign-up bonuses
Rewards
Other features
- Zero Liability Protection means you won't be held responsible for unauthorized charges made with your card. If you see an unauthorized charge, simply call the number on the back of your card.
- As a Chase cardmember, you'll be automatically considered for a credit line increase every 6 months or sooner.
- Keep tabs on your credit score for free
- Get your credit score, customized score improvement plans provided by ExperianTM, and identity monitoring -all for free with Chase Credit Journey®
- Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
- Extended Warranty Protection Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
- 24/7 Fraud Monitoring We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.
- Embedded Chip A credit card with an embedded chip provides enhanced security and wider acceptance when you make purchases at chip-enabled card readers in the U.S. and abroad.
- Auto Rental Coverage Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.
- Roadside Assistance If you have a roadside emergency, call the service provider to dispatch the help you need. Roadside service fees will be billed to your card at time of dispatch.
- Eligible Chase credit card customers are targeted with cash back offers in the Chase Mobile app or on chase.com. Customers can activate an offer on a card, shop at the merchant with the same card and receive a statement credit within 30 days.
- The best of your neighborhood. $0 delivery fee. Get 6 months of complimentary access to DashPass – a membership for both DoorDash and Caviar – which unlocks $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027.
- Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
- Apply for a card, use it the same day
- Receive instant access to your card by adding it to a digital wallet, like Apple Pay, Google Pay or Samsung Pay. Find out how at chase.com/digital/spend-instantly.
- Chase Pay Over Time lets eligible Chase customers break up credit card purchases into budget friendly payments. There are two potential ways to pay over time:
- After purchase: Pay off an eligible purchase you've already made of $100 or more in smaller, equal monthly payments. No Interest- just a fixed monthly fee with plan durations that range from 3-24 months.
- At checkout: Chase Credit card members may have the option to create a payment plan at checkout on Amazon.com. Orders totaling $50 or more using your eligible Chase credit card at Amazon.com could be eligible for Chase Pay Over Time. You will be able to view Chase Pay Over Time plan options (including the fixed APR and durations) at checkout.
- Keep in mind: Even though you may have an eligible card, access to Chase Pay Over Time is not guaranteed. Your ability to create a Chase Pay Over Time plan is based on a variety of factors, such as your creditworthiness, credit limit and account behavior, and may change from time to time.
Additional Notes
This credit card is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months. Travel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance. Specific limitations apply to New York residents: Purchase Protection – coverage period is 90 days from the date of purchase.