Chase
Southwest Rapid Rewards® Premier Business Credit Card
BusinessTravelAirlineCash BackDiningGasNo Foreign Transaction Fees
Key Features
| Annual Fee | $149.00 |
| Regular APR | 19.24%–27.74% variable APR. |
Read the full review
Best for those with
Good Credit
About this card
The Southwest Rapid Rewards® Premier Business Credit Card is a good option for small business owners who are loyal Southwest flyers. Its strengths lie in its generous sign-up bonus, solid rewards rate on Southwest purchases, and valuable travel perks like free checked bags and anniversary points. The absence of foreign transaction fees is also a plus. The $149 annual fee is reasonable, especially when offset by the 6,000 anniversary points and other benefits. However, the high APR range and limited redemption options beyond Southwest flights are drawbacks. Considering the reputation, rewards, and fees, a rating of 3.6 reflects a card that provides solid value to its target audience but has some limitations.
3.6
Overall Rating
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- No foreign transaction fees
- Anniversary bonus
- Travel perks
Things to consider
- Annual fee
- High regular APR
What this card offers
Sign-up bonuses
- Earn 60,000 points after you spend $3,000 on purchases in the first 3 months from account opening.
Rewards
- Earn 3 points per $1 spent on Southwest Airlines® purchases.
- Earn 2 points for every $1 you spend at gas stations and restaurants on the first $8,000 in combined purchases per anniversary year.
- Earn 1 point per $1 spent on all other purchases.
Other features
- First Checked Bag Free - Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost. For a group of 4 this would be a savings of up to $280 roundtrip ($35 per bag per trip).
- Complimentary Preferred seat - Select a Standard or Preferred seat within 48 hours prior to departure, when available. For flights operating in 2026 and beyond.
- Boarding benefit - Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins. For flights operating with assigned seating in 2026 and beyond.
- 15% Flight Discount - Receive a 15% promo code each year on your cardmember anniversary (excludes basic fare).
- 25% back on inflight purchases.
- 6,000 anniversary points each year - Receive 6,000 bonus points each year after your Cardmember anniversary.
- Spend your way to A-List - Earn 2,000 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually.
- Points that take you places
- No foreign transaction fees
- Travel & purchase coverage
- Contactless - Just Tap To Pay
- Chase Pay Over Time®
- Employee cards at no additional cost - Employee cards let you set individual spending limits and help you earn rewards even faster.
Ratings
4.1
3.7
3.9
1.5
3.3