UnitedSM Business Card

Sign-up bonuses

• Earn up to 110,000 bonus miles + 2,000 Premier qualifying points (PQP) after qualifying activities.
• Earn 100,000 bonus miles + 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.
• Plus, earn 10,000 bonus miles after you add an employee card to your account in the first 3 months your account is open.

Rewards

• NEW! 8x total miles on eligible United flights - 6x miles on the Primary Cardmember's fare from United as a MileagePlus member, plus 2x miles on entire United purchase with United Business Card. Mileage earning differs for Basic Economy or base option tickets. Premier members earn even more.
• 2x miles on all other eligible United purchases.
• 2x miles at gas stations
• 2x miles on dining including eligible delivery services.
• 2x miles at office supply stores
• 2x miles on local transit including ride share services, taxicabs, train tickets, tolls and mass transit.
• 1x mile on all other purchases

Other features

• 2 United ClubSM one-time passes each year, a free first checked bag, and over $600 in annual partner credits.
• 2 United Club one-time passes per year
• Over a $100 value. Relax in comfort while waiting for your flight with complimentary beverages, snacks, high-speed Wi-Fi and more.
• $125 United travel credit - Receive after making 5 United flight purchases of $100 or more each calendar year with your UnitedSM Business Card.
• Up to $100 in credits annually - Receive on prepaid hotel stays purchased directly through United Hotels with your UnitedSM Business Card.
• Up to $100 in credits each calendar year - Enroll to receive on rideshare purchases when paying with your UnitedSM Business Card.
• Up to $50 in United travel credits annually - Receive when you book Avis or Budget car rental directly through cars.united.com and pay with your UnitedSM Business Card.
• Up to $120 in Instacart credits each calendar year - Receive for purchases made directly through Instacart with your UnitedSM Business Card. Terms apply.
• Up to $100 in credits annually - Receive on flights purchased directly through JSX with your UnitedSM Business Card.
• Up to $25 in credits on FareLock purchases annually - Receive when you buy FareLock on a United - or United Express - operated flight.
• NEW! Save 10% or more when booking flights with miles. Premier members save even more.
• Free first checked bag - the primary Cardmember and one traveling companion can each check a first standard bags for free - save up to $200 per roundtrip.
• Earn 2 continental U.S. Economy Plus seat upgrades after spending $25,000 each calendar year.
• Priority boarding - the primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding.
• 25% back on United inflight and Club premium drink purchases
• 5,000-mile better-together anniversary bonus - You'll receive 5,000 bonus miles each year on your UnitedSM Business Card anniversary when you have both the UnitedSM Business Card and a personal Chase United card.
• No foreign transaction fees
• United Card Events from Chase and United MileagePlus Exclusive Events
• Employee cards at no additional cost - Employee cards let you set individual spending limits and help you earn rewards even faster.
• Auto Rental Coverage - Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.
• Baggage Delay Insurance - Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
• Lost Luggage Reimbursement - Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
• Trip Cancellation and Interruption Insurance - You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.
• Trip Delay Reimbursement - If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.
• Purchase Protection - Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.
• Extended Warranty Protection - Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
• Visa Concierge - Get complimentary Visa Signature Concierge Service 24 hours a day. Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.
• Contactless - Just Tap To Pay - For fast, easy and secure checkout simply tap to pay where you see the Contactless symbol.
• Chase Pay Over Time lets eligible Chase business card customers break up credit card expenses into manageable payments. No interest - just a fixed monthly fee with plan durations that range from 3-24 months.
• 3-Month Complimentary Instacart+ Membership - Get complimentary Instacart+ Membership for three months, including unlimited deliveries with $0 delivery fees on eligible orders. After that, you're automatically enrolled in Instacart+ at 25% off the annual rate. Service fees and Terms apply. Benefits end 12/31/27.

Additional Notes

MileagePlus miles never expire.