United ClubSM Card

Sign-up bonuses

• Earn up to 110,000 bonus miles + 3,000 Premier qualifying points (PQP) after qualifying activities
• Earn 100,000 bonus miles + 3,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.
• Plus, earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open.

Rewards

• NEW! 11 x total miles on eligible United flights - 6x miles on the Primary Cardmember's fare from United as a MileagePlus member, plus 5x miles on entire United purchase with the United Club Card. Mileage earning differs for Basic Economy tickets. Premier members earn even more.
• NEW! 5x miles on all other eligible United purchases.
• 5x miles on hotel stays when you prepay directly through Renowned Hotels and Resorts for United® Cardmembers.
• 2x miles on all other travel including airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services and tolls.
• 2x miles on dining including eligible delivery services.
• 1x mile on all other purchases.

Other features

• United ClubSM card membership—at least a $750 value per year
• Starting with your first anniversary and every anniversary thereafter, earn 4 United Club SM one-time passes when you have United Club All Access Membership and an authorized user.
• New! Save at least 10% when booking flights with miles. Premier members earn even more.
• Free first and second checked bags - the primary Cardmember and one companion can each check a first and second standard bags for free - save up to $360 per roundtrip.
• Premier Access ® travel services - receive preferential treatment to ease your way through the airport with priority check-in, security screening, boarding, and baggage handling privileges (where available).
• Earn a 10,000-mile award flight discount after $20,000 in purchases to use toward an eligible award flight - up to two times each calendar year.
• Over $875 in annual partner credits
• Up to $200 in credits annually - Receive on prepaid hotel stays purchased directly through Renowned Hotels and Resorts for United® Cardmembers with your United ClubSM Card.
• Up to $150 in credits each calendar year - Enroll to receive on rideshare purchases when you pay with your United ClubSM Card.
• Up to $100 in United travel credits annually - Receive when you book Avis or Budget car rentals directly through cars.united.com and pay with your United ClubSM Card.
• Up to $240 in Instacart credits each calendar year - Receive for purchases made directly through Instacart with your United ClubSM Card. Terms apply.
• Up to $200 in credits annually - Receive on flights purchased directly through JSX with your United ClubSM Card.
• 1,500 Card Bonus Premier qualifying points (PQP) each year. Your Card Bonus PQP will be awarded each year within 8 weeks of February 1, starting in the calendar year following your account open date.
• Earn 1 Premier® Qualifying Point (PQP) for every $15 spent on purchases with your ClubSM Card, up to 28,000 PQP per year.
• Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit - Receive a statement credit of up to $120 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS when charged to your card.
• 25% back on United inflight and Club premium drink purchases - You'll get 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your United ClubSM Card.
• Premier upgrades on award tickets - The primary Cardmember who has MileagePlus® Premier® status and is traveling on an award ticket and one companion that is traveling on the same reservation are eligible for Complimentary Premier Upgrades on select United- and United Express-operated flights, subject to availability.
• IHG One Rewards Platinum Elite status - The primary Cardmember is eligible for Platinum Elite status in IHG One Rewards (enhance your stay with complimentary room upgrades and extended check-out as available, earn points towards free nights and elite points that never expire).
• Avis President's Club - The primary Cardmember of the United ClubSM Card is invited to enroll in Avis President's Club® and enjoy complimentary two-car class upgrades, guaranteed car availability, expedited rental service and more.
• No foreign transaction fees - Purchases made with your Club Card outside the U.S. will not be subject to foreign transaction fees.
• Renowned Hotels and Resorts for United ® Cardmembers - Experience an exclusive suite of benefits including a $100 property credit, daily breakfast for two, complimentary Wi-Fi, and a room upgrade and early check-in/late check-out, if available, when you book through Renowned Hotels and Resorts for United® Cardmembers.
• United Card Events from Chase and United MileagePlus Exclusive Events - Pursue more of your passions with United Card Events from Chase. As a Cardmember, you will be delighted with opportunities to purchase private, curated once-in-a-lifetime experiences.
• No blackout dates
• MileagePlus miles don't expire
• 10% discount on United Economy Saver Awards within the continental U.S. and Canada
• Trip Cancellation and Interruption Insurance - reimbursed up to $10,000 per covered traveler and $20,000 per trip for pre-paid, non-refundable travel expenses.
• Baggage Delay Insurance - Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
• Lost Luggage Reimbursement - Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
• Trip Delay Reimbursement - If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.
• Visa Infinite® Concierge Services - Enjoy 24/7 personalized assistance for travel planning, dinner reservations, sports, entertainment tickets and more. Available 365 days a year from home or abroad.
• Auto Rental Coverage - Coverage is primary and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.
• Purchase Protection - Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.
• Return Protection - You can be reimbursed for eligible items that the store won't accept within 90 days of purchase, up to $500 per item, $1,000 per 12-month period.
• Extended Warranty Protection - Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
• Contactless - Just Tap To Pay
• Apply for a card, use it the same day - Receive instant access to your card by adding it to a digital wallet, like Apple Pay®, Google Pay™ or Samsung Pay.
• Complimentary Instacart+ Membership - Get complimentary Instacart+ Membership and receive unlimited deliveries with $0 delivery fees on eligible orders. Service fees and Terms apply. Benefits end 12/31/27.
• Chase Pay Over Time - After purchase: Pay off an eligible purchase you've already made of $100 or more in smaller, equal monthly payments. No interest - just a fixed monthly fee with plan durations that range from 3-24 months.
• Chase Pay Over Time - At checkout: Orders totaling $50 or more using your eligible Chase credit card at Amazon.com could be eligible for Chase Pay Over Time.

Additional Notes

This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months. OFFER ENDS SOON