Chase
World of Hyatt Credit Card
Key Features
| Annual Fee | $95.00 |
| Regular APR | 19.24Min. of (6.75+12.49) and 29.99%–27.74Min. of (6.75+20.99) and 29.99% variable APR. |
| Network | Visa |
About this card
The World of Hyatt Credit Card is a good card for individuals loyal to the Hyatt brand and who frequently stay at Hyatt hotels. Its strength lies in its solid rewards program, especially the high earning rate at Hyatt properties, and the annual free night award which offsets the annual fee. The lack of foreign transaction fees is another plus. However, its high APR is a significant drawback, making it less appealing for those who tend to carry a balance. While the rewards are valuable, their Hyatt-centric nature might limit the card's appeal to a broader audience. Additionally, the lack of reputation rating impacts the overall score. Considering the rewards, fees, and APR, the overall rating is 3.2 out of 5.
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate
- Automatic elite status
- No foreign transaction fees
- Lounge membership
Things to consider
- Annual fee
- High regular APR
- Requires good or excellent credit
What this card offers
Sign-up bonuses
- Earn up to 5 free nights
- Earn 3 free nights after you spend $5,000 on purchases in the first 3 months of account opening. Plus, 2 free nights after you spend $15,000 on purchases in the first 6 months.
- Free nights can be redeemed at any Category 1-4 Hyatt hotel or resort worldwide. Offer ends February 26, 2026.
Rewards
- Up to 9 total Points per $1
- 4 Bonus Points per $1 spent on qualifying purchases at Hyatt Hotels.
- Plus, up to 5 Base Points from Hyatt per eligible $1 spent for being a World of Hyatt member.
- 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airline, local transit and commuting as well as fitness club and gym memberships.
- Plus, earn 1 Bonus Point per $1 spent on all other purchases.
- Points don't expire as long as your World of Hyatt Credit Card account is open.
Other features
- Receive one free night at any Category 1–4 Hyatt hotel or resort every year after your cardmember anniversary.
- Plus, an extra free night at any Category 1–4 Hyatt hotel or resort if you spend $15,000 in a calendar year.
- Receive World of Hyatt Discoverist status for as long as your account is open.
- You receive 5 qualifying night credits towards your next tier status every calendar year.
- Earn 2 additional qualifying night credits every time you spend $5,000 on your card.
- You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
- For fast, easy and secure checkout simply tap to pay where you see the Contactless symbol.
- Baggage Delay Insurance Reimburses you up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
- Lost Luggage Reimbursement Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
- Trip Cancellation and Interruption Insurance If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $5,000 per covered traveler and $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.
- Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
- Auto Rental Coverage Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.
- Visa Concierge Get complimentary Visa Signature Concierge Service 24 hours a day. Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.
- Get one-year complimentary DashPass, membership for both Doordash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. Activate by Dec 31, 2027.
- DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
- Receive instant access to your card by adding it to a digital wallet, like Apple Pay, Google Pay or Samsung Pay.
- Chase Pay Over Time lets eligible Chase customers break up credit card purchases into budget friendly payments.
Additional Notes
This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

