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Citi

Costco Anywhere Visa® Business Card by Citi

Cash BackBusinessNo Annual FeeDiningGasTravelNo Foreign Transaction Fees

Key Features

Annual Fee$0.00
Sign-up BonusNo signup bonus
Rewards Rate1-5% cash back
Regular APR
Variable APR for purchases and Citi Flex Plans subject to an APR: % - % variable APR, based on your creditworthiness.
For Citi Flex Plans subject to an APR, the variable APR is % - %, based on creditworthiness.
The variable APR for cash advances is %.
Variable penalty APR is up to % and applies if you pay late or your payment is returned.
Other Fees
Fee for foreign purchases — None.
Cash advance fee either $ or % of the amount of each cash advance whichever is greater.
Minimum interest charge $.
No Authorized User fee1
NetworkVisa
Best for those with
Good Credit

About this card

Overall Rating

Pros & Cons

What's great

  • No annual fee
  • High rewards rate
  • Cashback on purchases
  • No foreign transaction fees

Things to consider

  • High regular APR
  • Limited rewards categories
  • Requires Costco membership

What this card offers

Sign-up bonuses

    Rewards

    • 5% On gas at Costco
    • 4% On other eligible gas and EV charging
    • 5% and 4% earn is on a combined $7,000 spend per year, 1% thereafter
    • 3% On restaurants and eligible travel, including Costco Travel
    • 2% On all other Costco and Costco.com purchases
    • 1% On all other purchases

    Other features

    • Purchasing power
    • Easy bookkeeping
    • Accessible reporting
    • Earn cash back rewards anywhere Visa® is accepted.
    • No limit on cash back rewards
    • Redeeming Costco cash rewards: Cash back earned from your Costco Citi card will be provided as an annual credit card reward certificate once your February billing statement closes, and is redeemable for cash or merchandise at U.S. Costco Warehouses, including Puerto Rico.
    • Citi Entertainment®
    • Free access to your FICO® Score
    • Citi® Flex Pay with Costco
    • Your card doubles as your Costco membership card.
    • Global acceptance: Use your card everywhere life or business takes you, wherever Visa® is accepted
    • Damage & Theft Purchase Protection may cover you for repairs or reimbursement if purchases made with your Citi card are damaged or stolen within 120 days (90 days for New York residents) of purchase or delivery of the item.
    • Travel & emergency assistance: services are available 24/7 for emergency travel arrangements, travel issues and much more. Referrals or assistance is at no cost, but you will pay for the services you use.
    • Worldwide Car Rental Insurance
    • Roadside assistance dispatch service: If you have car trouble in the United States, Puerto Rico and the U.S. Virgin Islands, we’ll send help directly to your location. You are responsible for the costs of any services provided.
    • Citi® Quick Lock: Use Citi Quick Lock in the Citi Mobile® App or at citi.com to instantly block new charges while allowing recurring transactions to continue without disruption.
    • 24-hour fraud protection: Citi will alert you if we see unusual activity on your account.
    • Mastercard® ID Theft Protection
    • Chip-based card technology
    • Automatic account alerts
    • Choose your payment due date
    • Paperless statements and e-communications
    • Add Authorized Users: Add an Authorized User to your account at no additional cost1 and earn points faster.
    • 24/7 customer service
    • Citi Mobile® App
    • Contactless pay
    • Digital Wallets
    • Access FICO® Score
    • Citi Entertainment® is an entertainment access program available to eligible Citi® credit card and Citibank® Debit Card customers. Citi cardmembers get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences to the year's most anticipated concerts, sporting events, arts and culture experiences.
    • Citi® Flex Pay: Buy Now. Pay Later. A flexible and simple way to split eligible purchases into fixed monthly payments and pay over time using your eligible Citi® credit card.
    • No foreign transaction fees1

    Additional Notes

    An active Costco membership is required to apply. This offer may not be available if you leave this page. Offers may vary and this offer may not be available in other places where the cards are offered.

    Ratings

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    Costco Anywhere Visa® Business Card by Citi Review | Creditminds