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My Best Buy Visa Card
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Citi

My Best Buy Visa Card

Cash BackDiningGasGroceryIntro OfferNo Foreign Transaction Fees

Key Features

Sign-up BonusEarn 10% back in rewards
Rewards Rate1%-5% back in rewards
Regular APR
My Best Buy Visa Purchase APR: variable % - %
Balance Transfer APR: variable %
Cash APR: variable %
Other Fees
balance transfer fee is the greater of $ or % of the amount of each transfer
cash advance fee is the greater of $ or % of the amount of each cash advance
Min. interest charge: $
NetworkVisa
Best for those with
Good Credit

About this card

Overall Rating

Pros & Cons

What's great

  • No annual fee
  • Generous sign-up bonus
  • High rewards rate
  • No foreign transaction fees
  • Rotating bonus categories
  • Store-specific benefits and financing options

Things to consider

  • No intro APR period
  • Limited rewards categories

What this card offers

Sign-up bonuses

  • Earn 10% back in rewards on your first day of purchases at Best Buy or choose flexible financing when you are approved for the Card.
  • Plus, as a new Cardmember, you'll receive limited-time welcome offers with discounts, bonus rewards and more.

Rewards

  • 5% back in rewards or flexible financing
  • Choose rewards and earn a $5 reward certificate for every $100 spent at Best Buy with your Card
  • 3% back in rewards on gas purchases
  • 2% back in rewards on grocery, dining and takeout purchases
  • 1% back in rewards on other purchases

Other features

  • Reward points are redeemable for Best Buy reward certificates and gift cards to top merchants.
  • Cardmembers can choose rewards or flexible financing on purchases at Best Buy.
  • Enjoy the flexibility of low monthly payments.
  • Multiple plans can be open on your account.
  • A variety of options for any purchase, big or small.
  • Enjoy free shipping on qualifying purchases at Best Buy.
  • Cardmembers in good standing will receive offers throughout the year.
  • Earn endless rewards where Visa is accepted.
  • Tap and go with your contactless card.
  • No foreign transaction fees.
  • Limited-time bonus reward category offers throughout the year to earn rewards faster.
  • Support is available 24 hours a day, 7 days a week.
  • 1-888-574-1301
  • For TTY: Use 711 or other Relay Service

Additional Notes

As of 9/22/26. The main difference between the My Best Buy Credit Card and the My Best Buy Visa Card is the My Best Buy Visa Card can be used outside of Best Buy where Visa is accepted. The My Best Buy Credit Card can only be used for purchases at Best Buy.

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