Best Friends Credit Card Save Them All

The Best Friends Credit Card earns an overall rating of 2.3 out of 5.0. This card has some redeeming qualities, primarily its 5% cash back on pet-related purchases and the charitable donation to Best Friends Animal Society. However, these strengths are significantly overshadowed by the card's high APR and the poor reputation of its issuer, Credit One Bank. While the card has no annual fee, the high APR of 28.74% makes it an expensive option for carrying a balance. The rewards structure, while initially attractive, becomes less valuable after the $5,000 spending cap. Credit One's history of high fees, poor customer service, and aggressive marketing practices further detract from the card's overall appeal. While the card may be suitable for those with limited credit options or strong support for the Best Friends Animal Society, most consumers would be better served by cards from more reputable issuers with more transparent terms and lower APRs. The card's niche appeal and the issuer's reputation limit its overall value and earning potential.