American Express
Delta SkyMiles® Gold American Express Card
Key Features
| Annual Fee | $150.00 |
| Regular APR | 19.49% to 28.49% variable APR on purchases. |
| Network | American Express |
About this card
The Delta SkyMiles Gold American Express Card is a solid option for those who are loyal to Delta and can take advantage of its specific travel benefits. The rewards program is decent, especially the 2x miles on Delta purchases, dining, and groceries, and the sign-up bonus is attractive. The free checked bag benefit and other Delta-related perks can easily offset the annual fee for frequent Delta flyers. However, the high APR is a significant drawback, making it less appealing for those who carry a balance. The card's reputation is generally positive, backed by American Express's strong customer service. Ultimately, its value is highly dependent on how often the cardholder flies Delta and utilizes the travel-related perks. Considering the rewards, fees, APR, and positive reputation, an overall rating of 3.4 seems appropriate. It's a good card with noticeable strengths but also some limitations that prevent it from being rated higher.
Pros & Cons
What's great
- Generous sign-up bonus
- Rewards on dining and groceries
- Rewards on Delta purchases
- First checked bag free
- Statement credit for Delta Stays
- 20% back on in-flight purchases
Things to consider
- Annual fee
- High regular APR
What this card offers
Sign-up bonuses
- Earn 50,000 Bonus Miles
- after you spend $2,000 in purchases on your new Card in your first 6 months of Card Membership.
Rewards
- 2X MILES On Dining At restaurants, including takeout and delivery in the U.S.
- 2X MILES On Groceries At U.S. supermarkets.
- 2X MILES On Delta Purchases Made directly with Delta.
- 1X MILES Per Dollar On Other Purchases.
Other features
- $200 Delta Flight Credit Get a head start on your next adventure, compliments of your Card. After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel.
- TakeOff 15 Save 15% anytime you book Award Travel with miles on Delta flights when using delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- $100 Delta Stays Credit Elevate your travel experience with an annual statement credit of up to $100 after using your Delta SkyMiles® Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- First Checked Bag Free As a benefit of Card Membership, you can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $280 per round-trip flight.
- 20% Back on In-Flight Purchases Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food and beverages.