American Express
Delta SkyMiles® Gold American Express Card
Key Features
| Annual Fee | $150.00 |
| Sign-up Bonus | Up to 80,000 bonus miles |
| Rewards Rate | 1x-2x miles |
| Regular APR | 19.49% to 28.49% variable APR on purchases. |
| Network | American Express |
About this card
Considering the provided ratings and reputation analysis, the Delta SkyMiles Gold American Express Card receives an overall rating of 3.1. This card's value is heavily tied to Delta loyalty. The rewards program, with its bonus miles on Delta purchases, dining, and groceries, combined with Delta-specific perks like free checked bags and in-flight discounts, provides substantial value for frequent Delta flyers. The reputation, bolstered by American Express's strong customer service, adds to the card's appeal. However, the high APR and the annual fee after the first year are significant drawbacks. The high APR makes it an unwise choice for carrying a balance, and the annual fee necessitates frequent Delta travel to justify the cost. The rewards on non-Delta spending are also not particularly competitive. Therefore, the card is 'Good' for a specific audience but has considerable limitations for others. The strengths are the Delta-centric rewards and perks, and the strong reputation of American Express. The weaknesses are the high APR, the annual fee, and the limited value for non-Delta flyers.
Pros & Cons
What's great
- Generous sign-up bonus
- Rewards on dining and groceries
- First checked bag free
- Statement credits for Delta purchases
- Discounts on award travel
Things to consider
- Annual fee
- High regular APR
What this card offers
Sign-up bonuses
- AS HIGH AS 80,000 Bonus Miles after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership.
Rewards
- 2X MILES On Dining At restaurants, including takeout and delivery in the U.S.
- 2X MILES On Groceries At U.S. supermarkets.
- 2X MILES On Delta Purchases Made directly with Delta.
- 1X MILES Per Dollar On Other Purchases.
Other features
- $200 Delta Flight Credit After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel.
- TakeOff 15 Save 15% anytime you book Award Travel with miles on Delta flights when using delta.com and the Fly Delta app.
- $100 Delta Stays Credit Elevate your travel experience with an annual statement credit of up to $100 after using your Delta SkyMiles® Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- First Checked Bag Free Enjoy your first checked bag free on Delta flights.
- 20% Back on In-Flight Purchases Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food and beverages.
Additional Notes
Know if you're approved with no credit score impact. Learn how your credit score may be impacted if you're approved and you accept this Card. Welcome offers vary and you may not be eligible for an offer.