American Express
Delta SkyMiles® Platinum American Express Card
Key Features
| Annual Fee | $350.00 |
| Sign-up Bonus | Up to 90,000 Bonus Miles |
| Rewards Rate | 1x-3x Miles |
| Regular APR | 19.49% to 28.49% variable APR on purchases. |
| Network | American Express |
About this card
Considering all factors, the Delta SkyMiles® Platinum American Express Card earns an overall rating of 3.0. The card has several compelling features, particularly for Delta loyalists, including a strong signup bonus and bonus rewards on Delta purchases and hotels. The annual companion certificate and statement credits offer opportunities to offset the high annual fee. However, the high APR significantly detracts from the card's value for those who carry a balance. The $350 annual fee is a major consideration, and the limited redemption options primarily within the Delta ecosystem make it less versatile than other travel cards. While Amex has a strong reputation, this card's value is highly dependent on maximizing Delta-specific benefits. Overall, it's a decent card for a niche audience, but not broadly appealing.
Pros & Cons
What's great
- Generous sign-up bonus
- High rewards rate on Delta purchases and hotels
- Statement credits for rideshare and hotels
- Companion certificate
Things to consider
- High annual fee
- High regular APR
What this card offers
Sign-up bonuses
- AS HIGH AS 90,000 Bonus Miles
- after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership.
- Welcome offers vary and you may not be eligible for an offer.
Rewards
- 3X MILES On Delta Purchases Made directly with Delta.
- 3X MILES At Hotels Purchases made directly with hotels.
- 2X MILES On Dining At restaurants, including takeout and delivery in the U.S.
- 2X MILES On Groceries At U.S. supermarkets.
- 1X MILES Per Dollar On Other Purchases.
Other features
- Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
- Earn $1 Medallion® Qualification Dollar for each $20 in purchases made on your Delta SkyMiles® Platinum American Express Card and get a boost toward achieving elevated Medallion Status for next Medallion Year.
- Save 15% anytime you book Award Travel with miles on Delta flights when using delta.com and the Fly Delta app.
- Discount not applicable to partner-operated flights or to taxes and fees.
- Get rewarded to and from the airport. Enroll and earn up to $10 in statement credits each month after using your Delta SkyMiles® Platinum American Express Card on U.S. rideshare purchases with select providers.
- Elevate your travel experience with an annual statement credit of up to $150 after using your Delta SkyMiles® Platinum American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Enjoy a Companion Certificate on a Delta Main round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after renewal of your Card.
- The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
Additional Notes
Know if you're approved with no credit score impact. Learn how your credit score may be impacted if you're approved and you accept this Card.