American Express
Delta SkyMiles® Reserve American Express Card
Key Features
| Annual Fee | $650.00 |
| Sign-up Bonus | Up to 100,000 bonus miles |
| Rewards Rate | 1x-3x Miles |
| Regular APR | 19.49% to 28.49% variable APR on purchases. |
| Network | American Express |
About this card
The Delta SkyMiles® Reserve American Express Card offers valuable travel benefits, but its high annual fee and APR significantly limit its appeal. The value proposition is heavily skewed towards frequent Delta flyers who can maximize the Delta Sky Club access, companion certificate, and statement credits. The rewards rate on non-Delta purchases is underwhelming, and the high APR makes carrying a balance very expensive. The card is best suited for loyal Delta customers who can extract maximum value from the perks to offset the high cost. Strengths: - Generous sign-up bonus - Decent rewards on Delta purchases - Luxury travel perks like lounge access and companion certificate - Opportunities for automatic elite status Weaknesses: - Very high annual fee - High regular APR - Limited rewards categories beyond Delta purchases
Pros & Cons
What's great
- Generous sign-up bonus
- Rewards on Delta purchases
- Luxury perks
- Lounge membership
- Automatic elite status
Things to consider
- High annual fee
- High regular APR
- Limited rewards categories
What this card offers
Sign-up bonuses
- AS HIGH AS 100,000 Bonus Miles after you spend $5,000 in purchases on your new Card within the first 6 months of Card Membership.
Rewards
- 3X MILES On Delta Purchases Made directly with Delta.
- 1X MILES On Other Purchases.
Other features
- Receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
- Earn $1 Medallion Qualification Dollar for each $10 in purchases made on your Card and get a boost toward achieving elevated Medallion Status for next Medallion Year.
- Delta SkyMiles Reserve American Express Card Members enjoy 15 Visits each Medallion Year to the Delta Sky Club when flying Delta and can unlock Unlimited Delta Sky Club Access after spending $75,000 in purchases on your Card during a calendar year.
- Discover and book restaurants to love with Resy. Get up to $20 in statement credits each month after you pay with your enrolled Delta SkyMiles Reserve American Express Card to dine at U.S. Resy restaurants or make other eligible Resy purchases.
- Elevate your travel experience with an annual statement credit of up to $200 after using your Delta SkyMiles Reserve American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after renewal of your Card.
Additional Notes
Welcome offers vary and you may not be eligible for an offer. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit. Know if you're approved with no credit score impact. Learn how your credit score may be impacted if you're approved and you accept this Card.